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Home/Neighborhoods/Opportunity Zones/Muskegon County/Muskegon Opportunity Zone (Tract 9)
Opportunity Zone1074.7 acres

Muskegon Opportunity Zone (Tract 9)

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $246K·Walkability 3.6/10

🏙️36 mito Downtown GR(~1h 13m drive)
🏞️11 mito Lake Michigan(~23 min drive)

Why people love it here

🌊Nature & Outdoors

Lake life

  • Muskegon Lake within walking distance
  • 20 parks within 1 mile
  • Lakeshore Trail: 9 min walk
  • Grand Trunk Boating Access Site: 11 min walk
💰Home Values

$246K median

  • 21 sales in last 12mo
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Conventional Mortgage Calculator

Median home price in Muskegon Opportunity Zone (Tract 9)

Estimated Monthly Payment

$1,670/mo

$
$49,200
20%
%
Principal & Interest $1,27676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

21 homes sold in Muskegon Opportunity Zone (Tract 9) this year. Thinking of selling?

See what your home is worth

Walkability

3.6

Limited

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
1.2
🍽️Dining— Restaurants, cafes, bars
5.0
🌳Nature— Parks, trails
3.2
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
6.5

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Quick drive

Gordon Food Service

8 mindrive· 17 min bike
Save-A-Lot
8 mindrive
ALDI
9 mindrive
🍽️Restaurants
Walkable

Lakeside Pizza Company

11 minwalk· 4 min bike· 3 min drive
Lott on the Lakeshore
14 minwalk
☕Coffee Shops
Quick drive

The Coffee Factory

8 mindrive· 16 min bike
🍺Bars & Breweries
Walkable

Marine Tap Room

12 minwalk· 5 min bike· 3 min drive
Mibar
8 minbike
🌳Parks
Walkable

Grand Trunk Boating Access Site

11 minwalk· 5 min bike· 3 min drive
🛝Playgrounds
Quick drive

Unnamed playground

6 mindrive· 12 min bike
🏞️Lakes & Water
Bikeable

Ruddiman Lagoon

8 minbike· 24 min walk· 5 min drive
🏖️Beaches
Quick drive

Harbour Towne Beach

11 mindrive
🚴Bike Paths
Short walk

Lakeshore Trail

9 minwalk· 3 min bike· 3 min drive
💪Gyms & Fitness
Walkable

Waters Edge Fitness

14 minwalk· 5 min bike· 3 min drive
💊Pharmacies
Bikeable

Mercy Heath Pharmacy Glenside

10 minbike· 30 min walk· 6 min drive
Rite Aid
8 mindrive
Walgreens
9 mindrive
📚Libraries
Quick drive

Hackley Public Library

10 mindrive
Norton Shores Jacob O. Funkhouser Branch Library
12 mindrive
👶Daycares
Bikeable

Jumpstart

8 minbike· 22 min walk· 5 min drive

Crime in Muskegon Opportunity Zone (Tract 9) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.

Muskegon County crime & safety stats →

To buy a median-priced Muskegon Opportunity Zone (Tract 9) home (around $246,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $44k/year in household income to qualify — an estimated monthly payment of $1,658 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,658/mo$44,221
10% (+PMI)$1,909/mo$50,897
5% (+PMI)$1,993/mo$53,141

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Muskegon Opportunity Zone (Tract 9) cost-of-living breakdown →

Land for sale

Listings

3 parcels

Active / pending

Typical Land Value

$218K/acre

Median asking

Median Price

$200K

Per listing

Who actually lends in Muskegon Opportunity Zone (Tract 9), and how homes here are financed — from 2024 federal mortgage records.

Home purchases~61 loans · $11M

Loans to buy a home

Conventional 84%FHA 16%

Most active lenders

1Lake Michigan Credit Union29%
2Mortgage 1 Incorporated18%
3United Shore Financial Services, LLC10%
4VAN DYK Mortgage Corporation8%
5United Federal Credit Union6%
Refinances~34 loans · $5M

Homeowners refinancing an existing mortgage

Conventional 68%FHA 21%VA 12%

Most active lenders

1Rocket Mortgage, LLC18%
2The Huntington National Bank14%
3United Shore Financial Services, LLC11%
4Fifth Third Bank, National Association7%
5AmeriSave Mortgage Corporation7%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Solar potential

~$884/yr in electricity from a typical rooftop solar system

Produces ~6,450 kWh/yr · offsets ~61% of a typical home's use

Utility, solar, and service details for Muskegon Opportunity Zone (Tract 9) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(7)

Save-A-Lot

Grocery Store

2.0 mimap

Gordon Food Service

Grocery Store

2.0 mimap
Aldi

Grocery Store

2.1 mimap

+4 more within 5 miles

🍕 Restaurants(5)

Lott on the Lakeshore

Restaurant

0.3 mimap
Lakeside Pizza Company

Fast Food

0.4 mimap

Geek Lounge

Fast Food

0.6 mimap
Slappy’s Slaw Dog and Sandwich

Restaurant

0.6 mimap

Fraternal Order of the Eagles 3306

Restaurant

0.9 mimap

☕ Coffee(7)

Dockside Donuts

Café

0.5 mimap
The Coffee Factory

Café

1.9 mimap

Biggby Coffee

Café

2.6 mimap

+4 more within 5 miles

🍺 Bars(6)

Marine Tap Room

Bar

0.4 mimap

Lakeshore Tavern

Bar

0.5 mimap

Mibar

Bar

0.9 mimap

+3 more within 5 miles

🏫 Schools(30)

Bunker Elementary School

School

0.6 mimap
Lincoln Park Elementary School

School

1.3 mimap

Catholic Central High School

School

1.4 mimap
Muskegon Montessori Academy for Environmental Change

School

1.4 mimap
Glenside Elementary School

School

1.4 mimap

+25 more within 5 miles

💪 Gyms(1)

Waters Edge Fitness

Fitness Center

0.3 mimap

🌳 Parks(4)

Grand Trunk Boating Access Site

0.3 mimap

Seyferth Playground

0.7 mimap
Jaycee's Launch Ramp
0.8 mimap

+1 more within 5 miles

🚴 Trails(2)

Lakeshore Trail

Bike Path

0.3 mimap

Lakeshore Trail

Bike Path

1.0 mimap

💊 Pharmacies(6)

Mercy Heath Pharmacy Glenside

Pharmacy

1.2 mimap

Walgreens

Pharmacy

2.0 mimap

Rite Aid

Pharmacy

2.1 mimap

+3 more within 5 miles

👶 Childcare(1)

Jumpstart

Childcare Center

0.9 mimap

🏥 Hospitals(2)

Mercy Health Hackley Campus

Hospital

3.0 mimap
Mercy Health Mercy Campus

Hospital

4.7 mimap

📚 Libraries(2)

Hackley Public Library

2.7 mimap

Norton Shores Jacob O. Funkhouser Branch Library

2.9 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Muskegon Opportunity Zone (Tract 9)? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Muskegon Opportunity Zone (Tract 9)

What do homes cost in Muskegon Opportunity Zone (Tract 9)?
The median home value in Muskegon Opportunity Zone (Tract 9) is about $246,000. Individual prices vary by street, size, and condition.
How active is the Muskegon Opportunity Zone (Tract 9) housing market?
there are 21 homes for sale in Muskegon Opportunity Zone (Tract 9) right now, and 21 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
Is Muskegon Opportunity Zone (Tract 9) walkable?
Muskegon Opportunity Zone (Tract 9) scores 3.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Muskegon Opportunity Zone (Tract 9)

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Muskegon Opportunity Zone (Tract 9)? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Muskegon Opportunity Zone (Tract 9)

Estimated Monthly Payment

$1,670/mo

$
$49,200
20%
%
Principal & Interest $1,27676%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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