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Home/Neighborhoods/Opportunity Zones/Muskegon County/Muskegon Opportunity Zone (Tract 8)
Opportunity Zone1201.9 acres

Muskegon Opportunity Zone (Tract 8)

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $208K·Walkability 2.6/10

🏙️36 mito Downtown GR(~1h 11m drive)
🏞️12 mito Lake Michigan(~23 min drive)

Why people love it here

🌊Nature & Outdoors

Lake life

  • Muskegon Lake within walking distance
  • 10 parks within 1 mile
  • Lakeshore Trail: 5 min walk
  • Heritage Landing: 9 min bike
💰Home Values

$208K median

  • 8 sales in last 12mo
Loading map…

Conventional Mortgage Calculator

Median home price in Muskegon Opportunity Zone (Tract 8)

Estimated Monthly Payment

$1,412/mo

$
$41,600
20%
%
Principal & Interest $1,07976%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

8 homes sold in Muskegon Opportunity Zone (Tract 8) this year. Thinking of selling?

See what your home is worth

Walkability

2.6

Limited

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
1.5
🍽️Dining— Restaurants, cafes, bars
5.1
🌳Nature— Parks, trails
2.0
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
1.5

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Quick drive

Valy Vietnamese Oriental Food, Gifts & Market

7 mindrive· 15 min bike
Save-A-Lot
8 mindrive
Gordon Food Service
8 mindrive
ALDI
8 mindrive
🍽️Restaurants
Bikeable

Fricano's

6 minbike· 16 min walk· 3 min drive
Muskegon Brewing Company
5 minbike
☕Coffee Shops
Walkable

The Coffee Factory

13 minwalk· 6 min bike· 3 min drive
🍺Bars & Breweries
Bikeable

Tippsy Toad

10 minbike· 24 min walk· 5 min drive
Pigeon Hill
6 mindrive
🌳Parks
Bikeable

Heritage Landing

9 minbike· 21 min walk· 5 min drive
🛝Playgrounds
Walkable

Unnamed playground

14 minwalk· 6 min bike· 4 min drive
🏞️Lakes & Water
Bikeable

Ruddiman Lagoon

9 minbike· 25 min walk· 5 min drive
🥾Hiking Trails
Quick drive

Veterans Memorial Park Walkway

12 mindrive
🚴Bike Paths
Easy walk

Lakeshore Trail

5 minwalk· 2 min bike· <1 min drive
💪Gyms & Fitness
Quick drive

Waters Edge Fitness

7 mindrive· 16 min bike
💊Pharmacies
Quick drive

Walgreens

7 mindrive· 16 min bike
Rite Aid
8 mindrive
Mercy Heath Pharmacy Glenside
10 mindrive
📚Libraries
Quick drive

Hackley Public Library

7 mindrive· 13 min bike
Norton Shores Jacob O. Funkhouser Branch Library
11 mindrive
👶Daycares
Quick drive

Jumpstart

10 mindrive· 19 min bike
🎬Movie Theaters
Quick drive

Getty Drive-In

15 mindrive

Crime in Muskegon Opportunity Zone (Tract 8) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.

Muskegon County crime & safety stats →

To buy a median-priced Muskegon Opportunity Zone (Tract 8) home (around $208,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $37k/year in household income to qualify — an estimated monthly payment of $1,402 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,402/mo$37,390
10% (+PMI)$1,614/mo$43,035
5% (+PMI)$1,685/mo$44,932

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Muskegon Opportunity Zone (Tract 8) cost-of-living breakdown →

Land for sale

Listings

19 parcels

Active / pending

Typical Land Value

$756K/acre

Median asking

Median Price

$179K

Per listing

Multifamily for sale

Listings

3 buildings

Active / pending

Median Price

$280K

Per building

Price Per Unit

$140K

Median

Who actually lends in Muskegon Opportunity Zone (Tract 8), and how homes here are financed — from 2024 federal mortgage records.

Home purchases~49 loans · $9M

Loans to buy a home

Conventional 80%FHA 16%VA 4%

Most active lenders

1Lake Michigan Credit Union25%
2Mortgage 1 Incorporated18%
3United Shore Financial Services, LLC9%
4Ruoff Mortgage Company, INC.7%
5T2 Financial LLC7%
Refinances~22 loans · $3M

Homeowners refinancing an existing mortgage

Conventional 73%FHA 18%VA 9%

Most active lenders

1Rocket Mortgage, LLC18%
2The Huntington National Bank14%
3Lake Michigan Credit Union9%
4Kiavi Funding, Inc.9%
5United Shore Financial Services, LLC5%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Solar potential

~$899/yr in electricity from a typical rooftop solar system

Produces ~6,560 kWh/yr · offsets ~62% of a typical home's use

Utility, solar, and service details for Muskegon Opportunity Zone (Tract 8) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(11)

Valy Vietnamese Oriental Food, Gifts & Market

Grocery Store

1.3 mimap

Save-A-Lot

Grocery Store

1.7 mimap

Gordon Food Service

Grocery Store

1.8 mimap

+8 more within 5 miles

🍕 Restaurants(6)

Muskegon Brewing Company

Restaurant

0.3 mimap

Fricano's

Restaurant

0.3 mimap
Lakeside Cafe

Restaurant

0.6 mimap

House of China

Restaurant

0.8 mimap

El Tapatio

Restaurant

1.0 mimap

+1 more within 5 miles

☕ Coffee(7)

The Coffee Factory

Café

0.5 mimap
Dockside Donuts

Café

1.2 mimap
Drip Drop Drink

Café

1.3 mimap

+4 more within 5 miles

🍺 Bars(5)

Tippsy Toad

Bar

0.9 mimap
Pigeon Hill

Pub

1.1 mimap

Lakeshore Tavern

Bar

1.2 mimap

+2 more within 5 miles

🏫 Schools(30)

Catholic Central High School

School

0.8 mimap
Nelson Elementary School

School

0.9 mimap

Craig School

1.2 mimap
Glenside Elementary School

School

1.2 mimap

Saint Michaels

1.4 mimap

+25 more within 5 miles

💪 Gyms(1)

Waters Edge Fitness

Fitness Center

1.8 mimap

🌳 Parks(3)

Heritage Landing

0.7 mimap

Campbell Playground

1.0 mimap

Heritage Memorial Garden

1.0 mimap

🚴 Trails(3)

Lakeshore Trail

Bike Path

129mmap

Unnamed bike_path

Bike Path

0.1 mimap

Bike Path

Bike Path

0.1 mimap

💊 Pharmacies(9)

Walgreens

Pharmacy

1.7 mimap

Mercy Heath Pharmacy Glenside

Pharmacy

1.7 mimap

Rite Aid

Pharmacy

1.8 mimap

+6 more within 5 miles

👶 Childcare(1)

Jumpstart

Childcare Center

2.2 mimap

🏥 Hospitals(2)

Mercy Health Hackley Campus

Hospital

1.7 mimap
Mercy Health Mercy Campus

Hospital

3.7 mimap

📚 Libraries(2)

Hackley Public Library

1.3 mimap

Norton Shores Jacob O. Funkhouser Branch Library

3.0 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Muskegon Opportunity Zone (Tract 8)? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Muskegon Opportunity Zone (Tract 8)

What do homes cost in Muskegon Opportunity Zone (Tract 8)?
The median home value in Muskegon Opportunity Zone (Tract 8) is about $208,000. Individual prices vary by street, size, and condition.
How active is the Muskegon Opportunity Zone (Tract 8) housing market?
there are 58 homes for sale in Muskegon Opportunity Zone (Tract 8) right now, and 8 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
Is Muskegon Opportunity Zone (Tract 8) walkable?
Muskegon Opportunity Zone (Tract 8) scores 2.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Muskegon Opportunity Zone (Tract 8)

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Muskegon Opportunity Zone (Tract 8)? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Muskegon Opportunity Zone (Tract 8)

Estimated Monthly Payment

$1,412/mo

$
$41,600
20%
%
Principal & Interest $1,07976%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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