Ionia Opportunity Zone (Tract 317)
Solid value in a growing area
Median $135K·Walkability 5.4/10
Why people love it here
$135K median
- 6 sales in last 12mo
Walkable for daily errands
- Unnamed playground: 4 min walk
- 5 places within a 10 min walk
Conventional Mortgage Calculator
Median home price in Ionia Opportunity Zone (Tract 317)
Estimated Monthly Payment
$916/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
6 homes sold in Ionia Opportunity Zone (Tract 317) this year. Thinking of selling?
See what your home is worthWalkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Ionia City Market
+1 more
Aunt Stephie's
Sozo Coffee Roasting
Steele Street Brewery
Balice Park
Unnamed playground
Fisher Lake
Ionia River Trail
Unnamed bike_path
Rite Aid
Ionia Community Library
Ionia Theatre
Crime in Ionia Opportunity Zone (Tract 317) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ionia County.
Ionia County crime & safety stats →To buy a median-priced Ionia Opportunity Zone (Tract 317) home (around $134,863) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $24k/year in household income to qualify — an estimated monthly payment of $909 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $909/mo | $24,243 |
| 10% (+PMI) | $1,046/mo | $27,903 |
| 5% (+PMI) | $1,092/mo | $29,133 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
6 parcels
Active / pending
Median Price
$39K
Per listing
Multifamily for sale
Listings
2 buildings
Active / pending
Median Price
$220K
Per building
Price Per Unit
$88K
Median
Who actually lends in Ionia Opportunity Zone (Tract 317), and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$864/yr in electricity from a typical rooftop solar system
Produces ~6,340 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Ionia Opportunity Zone (Tract 317) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(4)
+1 more within 5 miles
🍕 Restaurants(5)
Restaurant
Restaurant
Fast Food
Restaurant
☕ Coffee(1)
🍺 Bars(1)
🏫 Schools(14)
School
Saint Johns School
School
+9 more within 5 miles
🚴 Trails(4)
Bike Path
Bike Path
Unnamed bike_path
Bike Path
Cycleway loop off Steele St
Bike Path
+1 more within 5 miles
🏥 Hospitals(1)
📚 Libraries(1)
Ionia Community Library
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Ionia Opportunity Zone (Tract 317)? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Ionia Opportunity Zone (Tract 317)
- What do homes cost in Ionia Opportunity Zone (Tract 317)?
- The median home value in Ionia Opportunity Zone (Tract 317) is about $134,863. Individual prices vary by street, size, and condition.
- How active is the Ionia Opportunity Zone (Tract 317) housing market?
- there are 10 homes for sale in Ionia Opportunity Zone (Tract 317) right now, and 6 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- Is Ionia Opportunity Zone (Tract 317) walkable?
- Ionia Opportunity Zone (Tract 317) scores 5.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Ionia Opportunity Zone (Tract 317)
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