Michigan Oaks
Space and nature
2 homes for sale·Median $395K·Walkability 3.0/10·Schools 5.1/10
Follow Fulton Street East away from the core of Grand Rapids and the ground starts to roll and dip toward water — this is one of the few places in the city where lakes sit inside the street grid. West Lake, Middle Lake, and Church Lake fan out just north of Fulton, small kettle lakes ringed by trees, and the roads bend to follow their shorelines instead of holding to a strict square block. The land began as part of old Paris Township and filled in as a residential area through the 1920s, so the housing stock tends toward detached homes on wooded lots, with the architecture shifting street to street rather than marching to one style. The green anchors are hard to miss: the St. Francis of Assisi Sculpture Garden on the old Marywood grounds off Fulton offers about eleven acres of paths under mature canopy, and Frederick Meijer Gardens & Sculpture Park sits a short drive to the northeast for outdoor sculpture and conservatory shows. Oak Industrial Park along the edge keeps everyday businesses within reach, while Fulton Street itself carries you west into the city or east toward the suburbs. Public schools here fall within Grand Rapids Public Schools. It is a place defined by its geography first — water, oaks, and curving lanes — with the residential blocks tucked between the lakes and the main road. To read about the civic organizations, gardens, and landmarks that shape community life here, see the Michigan Oaks association page.
Why people love it here
Near the water
- Reeds Lake — 0.7 mi
- 20 parks within 1 mile
- Worcester Drive Northeast: 9 min walk
- West Lake: 11 min walk
1.2 acre avg lots
- 66 homes
$395K median
- 23 sales in last 12mo
Explore Michigan Oaks
Same name, different focus — Michigan Oaks is also covered as:
- Michigan Oaks Association — the neighborhood association — community events, meetings, and who represents the area
Conventional Mortgage Calculator
Median home price in Michigan Oaks
Estimated Monthly Payment
$2,682/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
23 homes sold in Michigan Oaks this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Hodenpyl Woods
0.8 mi
Parks Nearby
20
within 1 mile
Nearest Lake
Reeds Lake
0.7 mi
Median Sale Price
$395K
23 sales in last 12mo
Parks Nearby
20
within 1 mile
Nearest Park
Hodenpyl Woods
0.8 mi
Based on 15 rated schools nearby
Range: 2/10 to 8/10
School District: Grand Rapids Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
D&W Fresh Market
+1 more
Grapevine Wine & Deli
Lazy Dazy Coffee
Gravity Taphouse + Grille
Hodenpyl Woods
Unnamed playground
West Lake
Unnamed beach
Worcester Drive Northeast
Hillcrest Dog Park
Unnamed bike_path
Butterworth Park Launch
+1 more
The Funky Buddha Yoga Hothouse
+1 more
Maryland/Michigan (SB)
+1 more
Rite Aid
+1 more
Yankee Clipper Library
+1 more
daycare
Wealthy Theater
Crime in Michigan Oaks is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Grand Rapids.
Grand Rapids crime & safety stats →To buy a median-priced Michigan Oaks home (around $395,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $70k/year in household income to qualify — an estimated monthly payment of $2,627 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,627/mo | $70,060 |
| 10% (+PMI) | $3,025/mo | $80,661 |
| 5% (+PMI) | $3,158/mo | $84,206 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Michigan Oaks, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Neighborhood Association
Michigan Oaks Neighborhood Association (MONA)
Association for the Michigan Oaks area on the east side.
Source: nabooklet2020
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$881/yr in electricity from a typical rooftop solar system
Produces ~6,423 kWh/yr · offsets ~61% of a typical home's use
City of Grand Rapids Water System
Regional water provider serving ~280,000 across Kent and Ottawa counties.
City of Grand Rapids Environmental Services (Water Resource Recovery Facility)
WRRF treats ~40 MGD of wastewater.
City of Grand Rapids Refuse & Recycling
City-run refuse/recycling cart program for residents.
Consumers Energy Co · ~13.7¢/kWh
Investor-owned utility serving the region.
Confirm by addressDTE Energy
DTE Gas serves much of Grand Rapids natural gas; verify by address.
Confirm by addressServices for Grand Rapids · Source: grandrapidsmi.gov
Utility, solar, and service details for Michigan Oaks are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(29)
+26 more within 5 miles
🍕 Restaurants(10)
Grapevine Wine & Deli
Restaurant
Faculty Staff DINING Room Wege
Restaurant
Jet's Pizza
Restaurant
Hoshi Hoshi
Restaurant
+5 more within 5 miles
☕ Coffee(14)
+11 more within 5 miles
🍺 Bars(15)
Gravity Taphouse + Grille
Pub
Vander Mill Grand Rapids
Bar
Big Bob's Pizza
Bar
+12 more within 5 miles
🏫 Schools(30)
Marywood Academy
Beckwith School
Plymouth Christan School
+25 more within 5 miles
💪 Gyms(15)
Fitness Center
Fitness 19
Fitness Center
REVfit
Fitness Center
+12 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(8)
Hillcrest Dog Park
Dog Park
Dog Park in Celadon New Town Residential
Dog Park
Dog Park in Northeast
Dog Park
+5 more within 5 miles
🚴 Trails(6)
Hodenpyl Woods Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+3 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(12)
+9 more within 5 miles
👶 Childcare(2)
📚 Libraries(11)
+8 more within 5 miles
Frequently asked about Michigan Oaks
- What do homes cost in Michigan Oaks?
- The median home value in Michigan Oaks is about $395,000. Individual prices vary by street, size, and condition.
- How active is the Michigan Oaks housing market?
- there are 2 homes for sale in Michigan Oaks right now, and 23 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Michigan Oaks?
- Michigan Oaks is served by Grand Rapids Public Schools. Its highest-rated assigned school is Congress Elementary (8/10).
- Is Michigan Oaks walkable?
- Michigan Oaks scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
