Golden Oak Park Half Mile Lake
Space and nature
10 homes for sale·Median $375K·Walkability 1.8/10·Schools 7.0/10
Out here, ranch homes on substantial lots—averaging over two acres—sit among woods that feel genuinely removed from the noise of things. It's a 42-minute drive to downtown Grand Rapids, which means you're far enough out to breathe but close enough to get there when you need to. Schools fall under Cedar Springs Public Schools, and the nearest grocery and restaurant run about two to two-and-a-half miles—not walk-to distance, but the kind of drives you do on your way to somewhere else anyway. The character here is straightforward: land, trees, and space, with homes built to live quietly on property that actually feels like your own.
Why people love it here
Lake life
- Bass Lake within walking distance
- 10 parks within 1 mile
- Lincoln Lake Boating Access Site: 14 min walk
- Lincoln Lake: 14 min walk
1.1 acre avg lots
- 626 homes
$375K median
- 39 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Golden Oak Park Half Mile Lake
Estimated Monthly Payment
$2,546/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
39 homes sold in Golden Oak Park Half Mile Lake this year. Thinking of selling?
See what your home is worthBased on 4 rated schools nearby
Range: 6/10 to 8/10
School District: Cedar Springs Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Lincoln Lake Boating Access Site
0.7 mi
Parks Nearby
10
within 1 mile
Nearest Lake
Bass Lake
0.0 mi
Median Sale Price
$375K
39 sales in last 12mo
Parks Nearby
10
within 1 mile
Nearest Park
Lincoln Lake Boating Access Site
0.7 mi
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
The Kicks at Bowen Lake
Lincoln Lake Boating Access Site
+1 more
Unnamed playground
Lincoln Lake
+1 more
Unnamed beach
Lincoln Lake Launch
Spencer Township Library
Crime in Golden Oak Park Half Mile Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Golden Oak Park Half Mile Lake home (around $375,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $67k/year in household income to qualify — an estimated monthly payment of $2,494 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,494/mo | $66,513 |
| 10% (+PMI) | $2,872/mo | $76,577 |
| 5% (+PMI) | $2,998/mo | $79,942 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
5 parcels
Active / pending
Typical Land Value
$31K/acre
Median asking
Median Price
$125K
Per listing
Who actually lends in Golden Oak Park Half Mile Lake, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$896/yr in electricity from a typical rooftop solar system
Produces ~6,269 kWh/yr · offsets ~60% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Utility, solar, and service details for Golden Oak Park Half Mile Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(1)
The Lunch Spot
Restaurant
🍺 Bars(4)
The Links at Bowen Lake Golf Course and Restaurant
Bar
The Kicks at Bowen Lake
Bar
Harvard Bar
Pub
+1 more within 5 miles
🏫 Schools(5)
⛵ Boat Launches(2)
Boat Launch
Boat Launch
📚 Libraries(1)
Spencer Township Library
Frequently asked about Golden Oak Park Half Mile Lake
- What do homes cost in Golden Oak Park Half Mile Lake?
- The median home value in Golden Oak Park Half Mile Lake is about $375,000. Individual prices vary by street, size, and condition.
- How active is the Golden Oak Park Half Mile Lake housing market?
- there are 10 homes for sale in Golden Oak Park Half Mile Lake right now, and 39 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Golden Oak Park Half Mile Lake?
- Golden Oak Park Half Mile Lake is served by Cedar Springs Public Schools. Its highest-rated assigned school is Cedar View Elementary School (7/10).
- Is Golden Oak Park Half Mile Lake walkable?
- Golden Oak Park Half Mile Lake scores 1.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
