The Cottages at Bass Lake
Great schools with outdoor access
Median $645K·Walkability 2.3/10·Schools 7.0/10
Sunrise here is something else—the kind of morning light that hits the water at Bass Lake just right, turning the whole pocket of West Michigan into something you'd actually want to photograph without irony. The Cottages sit on seven acres of land that feels both managed and genuine, with individual lots averaging just over a fifth of an acre each. The architecture is modern enough to feel current but restrained enough not to announce itself, which is the whole point when you're this close to the water. A boat launch sits less than a mile away, and the lake itself is right there—close enough that you don't need an elaborate justification for why you bought here.
Why people love it here
Lake life
- Bass Lake within walking distance
- 5 parks within 1 mile
- Bass Lake: 7 min bike
- Bass Lake Public Access: 3 min drive
$645K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in The Cottages at Bass Lake
Estimated Monthly Payment
$4,379/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 4 rated schools nearby
Range: 6/10 to 8/10
School District: Greenville Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Bass Lake Public Access
0.9 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Bass Lake
0.3 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
The Links at Bowen Lake Golf Course and Restaurant
Bass Lake Public Access
+1 more
Unnamed playground
Bass Lake
+1 more
Unnamed beach
Bass Lake Launch
Spencer Township Library
Crime in The Cottages at Bass Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced The Cottages at Bass Lake home (around $645,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $114k/year in household income to qualify — an estimated monthly payment of $4,290 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,290/mo | $114,402 |
| 10% (+PMI) | $4,939/mo | $131,712 |
| 5% (+PMI) | $5,156/mo | $137,501 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$905/yr in electricity from a typical rooftop solar system
Produces ~6,333 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for The Cottages at Bass Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍺 Bars(2)
🏫 Schools(6)
Spencer School
Settlement School
Victory School
Pine Flat School
Turk Lake School
+1 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
📚 Libraries(1)
Spencer Township Library
Frequently asked about The Cottages at Bass Lake
- What do homes cost in The Cottages at Bass Lake?
- The median home value in The Cottages at Bass Lake is about $645,000. Individual prices vary by street, size, and condition.
- How active is the The Cottages at Bass Lake housing market?
- no homes are listed in The Cottages at Bass Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve The Cottages at Bass Lake?
- The Cottages at Bass Lake is served by Greenville Public Schools. Its highest-rated assigned school is Lincoln Heights Elementary School (6/10).
- Is The Cottages at Bass Lake walkable?
- The Cottages at Bass Lake scores 2.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.