Spruce Forest Cove
Great schools with outdoor access
Median $385K·Walkability 1.0/10·Schools 6.7/10
You'll notice the trees first—genuine spruce and evergreen cover that actually makes you feel removed from the everyday hustle, spread across 77 acres of carefully laid-out condo lots averaging 1.46 acres each. The homes here run around $35K, which means you're getting genuine space and land at a price that doesn't require a second mortgage conversation. Getting downtown Grand Rapids takes about 50 minutes, but that distance works in your favor if you're after breathing room without completely cutting ties. Bass Lake Public Access sits roughly a mile and a half away with a boat launch right there, so water access is genuinely within reach for weekend mornings or after-work fishing trips. The overall feel is understated—you're in a real woodland setting that's been thoughtfully planned rather than overstuffed, with the kind of property sizes that let you actually have a yard instead of just a postage stamp.
Why people love it here
Lakeview Elementary School
- Elementary — 11.3 mi away
- Lakeview Community Schools (Montcalm)
- 3 rated schools in district
Near the water
- Bass Lake — 1.2 mi
- Blue Lake: 5 min drive
- Bass Lake Public Access: 6 min drive
$385K median
- 5 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Spruce Forest Cove
Estimated Monthly Payment
$2,614/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in Spruce Forest Cove this year. Thinking of selling?
See what your home is worthBased on 3 rated schools nearby
Range: 5/10 to 9/10
School District: Lakeview Community Schools (Montcalm)
Flood Risk
None
Not in flood zone
Nearest Park
Bass Lake Public Access
1.5 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Bass Lake
1.2 mi
Median Sale Price
$385K
5 sales in last 12mo
Units
44
Complex Size
76.8 ac
44 units
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Bass Lake Public Access
+1 more
Playground on S County Line Rd
Blue Lake
+1 more
Beach in Golden Oak Park Half Mile Lake
Bass Lake Launch
Spencer Township Library
Crime in Spruce Forest Cove is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Spruce Forest Cove home (around $385,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $68k/year in household income to qualify — an estimated monthly payment of $2,561 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,561/mo | $68,287 |
| 10% (+PMI) | $2,948/mo | $78,619 |
| 5% (+PMI) | $3,078/mo | $82,074 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
Spruce Forest Cove Association
Source: homes.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$913/yr in electricity from a typical rooftop solar system
Produces ~6,388 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Spruce Forest Cove are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍺 Bars(2)
🏫 Schools(4)
🌳 Parks(4)
+1 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
📚 Libraries(1)
Spencer Township Library
Frequently asked about Spruce Forest Cove
- What do homes cost in Spruce Forest Cove?
- The median home value in Spruce Forest Cove is about $385,000. Individual prices vary by street, size, and condition.
- How active is the Spruce Forest Cove housing market?
- there is 1 home for sale in Spruce Forest Cove right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Spruce Forest Cove?
- Spruce Forest Cove is served by Lakeview Community Schools (Montcalm). Its highest-rated assigned school is Lakeview Elementary School (9/10).
- Is Spruce Forest Cove walkable?
- Spruce Forest Cove scores 1.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.