Federal Forest Road 9185 & Holton Duck Lake Rd Area
Room to spread out, great value
6 homes for sale·Median $375K·Walkability 1.4/10·Schools 3.7/10
Out here in Holton Township, you get something that's becoming harder to find near Grand Rapids: real space to breathe. We're talking properties measured in acres, not square feet, where your nearest neighbor might be a quarter-mile away and that's exactly how people like it. This is rural Kent County living at its finest — the kind of place where a 30x70 barn with solar panels is a selling point, not an oddity, and where folks pull their campers and boats right up to their own backyard.
Why people love it here
16.0 acre avg lots
- 128 homes
Near the water
- Twin Lakes — 1.2 mi
- Holton Township Park: 9 min drive
- OSR Y Trail 1994: 15 min drive
$375K median
- 11 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Federal Forest Road 9185 & Holton Duck Lake Rd Area
Estimated Monthly Payment
$2,546/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
11 homes sold in Federal Forest Road 9185 & Holton Duck Lake Rd Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$375K
11 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Holton Township Park
1.2 mi
Flood Risk
None
Not in flood zone
Nearest Park
Holton Township Park
1.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Twin Lakes
1.2 mi
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Holton Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Holton Township Park
OSR Y Trail 1994
Muskegon Area District Library Holton Branch
Crime in Federal Forest Road 9185 & Holton Duck Lake Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Federal Forest Road 9185 & Holton Duck Lake Rd Area home (around $375,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $67k/year in household income to qualify — an estimated monthly payment of $2,494 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,494/mo | $66,513 |
| 10% (+PMI) | $2,872/mo | $76,577 |
| 5% (+PMI) | $2,998/mo | $79,942 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Typical Land Value
$6K/acre
Median asking
Median Price
$250K
Per listing
Who actually lends in Federal Forest Road 9185 & Holton Duck Lake Rd Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Holton Township
Source: holtontownship.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$894/yr in electricity from a typical rooftop solar system
Produces ~6,518 kWh/yr · offsets ~62% of a typical home's use
Private well
Rural township; individual private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Consumers Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressServices for Holton · Source: holtontownship.com
Utility, solar, and service details for Federal Forest Road 9185 & Holton Duck Lake Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(3)
Restaurant
Centennial Lodge
Restaurant
Evans Dining Hall
Restaurant
🏫 Schools(9)
School
Hazel Grove School
Bunce School
Saint Michaels School
+4 more within 5 miles
🌳 Parks(3)
📚 Libraries(1)
Frequently asked about Federal Forest Road 9185 & Holton Duck Lake Rd Area
- What do homes cost in Federal Forest Road 9185 & Holton Duck Lake Rd Area?
- The median home value in Federal Forest Road 9185 & Holton Duck Lake Rd Area is about $375,000. Individual prices vary by street, size, and condition.
- How active is the Federal Forest Road 9185 & Holton Duck Lake Rd Area housing market?
- there are 6 homes for sale in Federal Forest Road 9185 & Holton Duck Lake Rd Area right now, and 11 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Federal Forest Road 9185 & Holton Duck Lake Rd Area?
- Federal Forest Road 9185 & Holton Duck Lake Rd Area is served by Holton Public Schools. Its highest-rated assigned school is Holton Elementary School (4/10).
- Is Federal Forest Road 9185 & Holton Duck Lake Rd Area walkable?
- Federal Forest Road 9185 & Holton Duck Lake Rd Area scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
