Hart Lake (Holton Twp)
Surrounded by nature
Median $497K·Walkability 3.0/10·Schools 3.7/10
This intimate residential area in Kent County offers a unique living experience with generous lot sizes averaging about one-third of an acre, providing residents with plenty of space for outdoor activities, gardens, and privacy. The community spans 348 acres and maintains a strong sense of ownership pride, with all homes being owner-occupied, creating a stable and well-maintained neighborhood environment.
Why people love it here
Lake life
- Hart Lake within walking distance
- Hart Lake: 0 min walk
- Burns Lake: 5 min walk
$497K median
- 2 recent sales
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Mortgage Calculator
Median home price in Hart Lake (Holton Twp)
Estimated Monthly Payment
$3,372/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Flood Risk
None
Not in flood zone
Nearest Park
Twin Lake Park
2.2 mi
Parks Nearby
0
within 1 mile
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Holton Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Hart Lake
Beach in Riley Thompson Rd & Ironwood St Area
OSR Y Trail 1994
Crime in Hart Lake (Holton Twp) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Hart Lake (Holton Twp) home (around $496,660) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $88k/year in household income to qualify — an estimated monthly payment of $3,288 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,288/mo | $87,674 |
| 10% (+PMI) | $3,786/mo | $100,951 |
| 5% (+PMI) | $3,952/mo | $105,382 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Local Government · area-wide
Holton Township
Source: holtontownship.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$884/yr in electricity from a typical rooftop solar system
Produces ~6,449 kWh/yr · offsets ~61% of a typical home's use
Private well
Rural township; individual private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co · ~13.7¢/kWh
Service splits by location — other areas may be served by Consumers Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressServices for Holton · Source: holtontownship.com
Utility, solar, and service details for Hart Lake (Holton Twp) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(4)
Overboard Inn
Restaurant
Restaurant
Centennial Lodge
Restaurant
Evans Dining Hall
Restaurant
🍺 Bars(1)
Effin Bar & Grille
Bar
🏫 Schools(5)
School
School
Technology Center
Olson School
🌳 Parks(4)
+1 more within 5 miles
📚 Libraries(1)
Frequently asked about Hart Lake (Holton Twp)
- What do homes cost in Hart Lake (Holton Twp)?
- The median home value in Hart Lake (Holton Twp) is about $496,660. Individual prices vary by street, size, and condition.
- How active is the Hart Lake (Holton Twp) housing market?
- there is 1 home for sale in Hart Lake (Holton Twp) right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Hart Lake (Holton Twp)?
- Hart Lake (Holton Twp) is served by Holton Public Schools. Its highest-rated assigned school is Holton Elementary School (4/10).
- Is Hart Lake (Holton Twp) walkable?
- Hart Lake (Holton Twp) scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Hart Lake (Holton Twp)
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.