Ruddiman Lagoon Area
Surrounded by nature
The quick answer
Ruddiman Lagoon Area is a neighborhood, part of Muskegon Public Schools. Homes here typically sell for around $210,000.
Median $210K·Walkability 3.6/10·Schools 3.0/10
There's something quietly satisfying about living where you can walk to Pere Marquette Beach for sunrise coffee runs, yet still have actual space to breathe. This slice of Muskegon's Lakeside neighborhood delivers that rare combination — you're minutes from Lake Michigan's shoreline and the revitalized downtown district, but your backyard isn't measured in square feet. With 30 restaurants within walking distance and the Muskegon Lakeshore Trail connecting you to everything that matters, daily life here flows between lakefront adventures and genuine neighborhood quiet.
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Why people love it here
Near the water
- Muskegon Lake — 1.3 mi
- 25 parks within 1 mile
- McGraft Park: 12 min walk
- Campbell Playground: 8 min bike
$210K median
- 72 sales in last 12mo
Notable nearby
Conventional Mortgage Calculator
Median home price in Ruddiman Lagoon Area
Estimated Monthly Payment
$1,422/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
72 homes sold in Ruddiman Lagoon Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
McGraft Park
0.2 mi
Parks Nearby
25
within 1 mile
Nearest Lake
Muskegon Lake
1.3 mi
Median Sale Price
$210K
72 sales in last 12mo
Parks Nearby
25
within 1 mile
Nearest Park
McGraft Park
0.2 mi
Expected Rent
$1,300/mo
$1,200 – $1,400 · estimated range
Based on 2 rated schools nearby
Range: 2/10 to 4/10
School District: Muskegon Public Schools of the City of
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Gordon Food Service
+1 more
Lombardos
+1 more
The Coffee Factory
Skeetown Tavern
+1 more
McGraft Park
+1 more
Playground in Barclay St & Sherman Blvd Area
Ruddiman Lagoon
Mona Lake Park Beach
Lakeshore Trail
Waters Edge Fitness
Mercy Heath Pharmacy Glenside
Hackley Public Library
Jumpstart
Getty Drive-In
Crime in Ruddiman Lagoon Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon.
Muskegon crime & safety stats →To buy a median-priced Ruddiman Lagoon Area home (around $209,500) at today's 6.76% 30-year fixed rate with 20% down, you'd need roughly $38k/year in household income to qualify — an estimated monthly payment of $1,423 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,423/mo | $37,956 |
| 10% (+PMI) | $1,638/mo | $43,679 |
| 5% (+PMI) | $1,710/mo | $45,609 |
Estimates use a 6.76% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Multifamily for sale
Listings
1 building
Active / pending
Median Price
$280K
Per building
Price Per Unit
$140K
Median
Who actually lends in Ruddiman Lagoon Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
City of Muskegon
Source: muskegon-mi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$899/yr in electricity from a typical rooftop solar system
Produces ~6,560 kWh/yr · offsets ~62% of a typical home's use
City of Muskegon Department of Public Works
City operates water filtration/distribution; wholesales to neighboring communities
City of Muskegon Department of Public Works
City sewage collection; treatment via Muskegon County wastewater system
Services for Muskegon · Source: muskegon-mi.gov
Utility, solar, and service details for Ruddiman Lagoon Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(10)
+7 more within 5 miles
🍕 Restaurants(5)
Restaurant
Restaurant
Geek Lounge
Fast Food
The Glenside Pub
Restaurant
Lombardos
Restaurant
☕ Coffee(5)
+2 more within 5 miles
🍺 Bars(4)
+1 more within 5 miles
🏫 Schools(30)
Catholic Central High School
School
School
+25 more within 5 miles
💪 Gyms(1)
Waters Edge Fitness
Fitness Center
🚴 Trails(1)
Lakeshore Trail
Bike Path
💊 Pharmacies(8)
+5 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
📚 Libraries(2)
⚡ EV Charging(1)
ChargePoint
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Ruddiman Lagoon Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Ruddiman Lagoon Area: the details
Is Ruddiman Lagoon Area a good place to live?
Ruddiman Lagoon Area is a strong fit if you want green space nearby — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Muskegon Public Schools. Homes here typically sell for around $210,000.
What does it cost to live in Ruddiman Lagoon Area?
Homes in Ruddiman Lagoon Area sell for a median of about $210,000. 72 homes sold here in the past year.
Frequently asked about Ruddiman Lagoon Area
- What do homes cost in Ruddiman Lagoon Area?
- The median home value in Ruddiman Lagoon Area is about $209,500. Individual prices vary by street, size, and condition.
- How active is the Ruddiman Lagoon Area housing market?
- no homes are listed in Ruddiman Lagoon Area right now, and 72 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ruddiman Lagoon Area?
- Ruddiman Lagoon Area is served by Muskegon Public Schools of the City of. Its highest-rated assigned school is Muskegon High School (4/10).
- Is Ruddiman Lagoon Area walkable?
- Ruddiman Lagoon Area scores 3.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
