Ruddiman Lagoon
Surrounded by nature
Median $228K·Walkability 4.5/10·Schools 3.0/10
This intimate residential enclave in Kent County offers a unique living experience with spacious lots averaging about a quarter-acre each, providing residents with plenty of room to spread out and enjoy outdoor activities.
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Why people love it here
Lake life
- Ruddiman Lagoon within walking distance
- 15 parks within 1 mile
- Lakeshore Trail: 4 min walk
- McGraft Park: 4 min walk
$228K median
- 1 recent sale
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Conventional Mortgage Calculator
Median home price in Ruddiman Lagoon
Estimated Monthly Payment
$1,548/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
McGraft Park
0.2 mi
Parks Nearby
15
within 1 mile
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Gordon Food Service
+1 more
Slappy’s Slaw Dog and Sandwich
+1 more
The Coffee Factory
+1 more
Marine Tap Room
+1 more
McGraft Park
+1 more
Playground in Barclay St & Sherman Blvd Area
Ruddiman Lagoon
Beach on Beach Street Rd
Lakeshore Trail
Waters Edge Fitness
Mercy Heath Pharmacy Glenside
Hackley Public Library
Jumpstart
Getty Drive-In
Based on 2 rated schools nearby
Range: 2/10 to 4/10
School District: Muskegon Public Schools of the City of
Crime in Ruddiman Lagoon is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Ruddiman Lagoon home (around $228,000) at today's 6.95% 30-year fixed rate with 20% down, you'd need roughly $42k/year in household income to qualify — an estimated monthly payment of $1,572 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,572/mo | $41,925 |
| 10% (+PMI) | $1,809/mo | $48,230 |
| 5% (+PMI) | $1,889/mo | $50,369 |
Estimates use a 6.95% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
City of Muskegon
Source: muskegon-mi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$884/yr in electricity from a typical rooftop solar system
Produces ~6,450 kWh/yr · offsets ~61% of a typical home's use
City of Muskegon Department of Public Works
City operates water filtration/distribution; wholesales to neighboring communities
City of Muskegon Department of Public Works
City sewage collection; treatment via Muskegon County wastewater system
Services for Muskegon · Source: muskegon-mi.gov
Utility, solar, and service details for Ruddiman Lagoon are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(10)
+7 more within 5 miles
🍕 Restaurants(5)
Restaurant
Geek Lounge
Fast Food
Restaurant
Fast Food
The Glenside Pub
Restaurant
☕ Coffee(4)
+1 more within 5 miles
🍺 Bars(3)
🏫 Schools(30)
Catholic Central High School
School
School
+25 more within 5 miles
💪 Gyms(1)
Waters Edge Fitness
Fitness Center
🚴 Trails(1)
Lakeshore Trail
Bike Path
💊 Pharmacies(8)
+5 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
📚 Libraries(2)
⚡ EV Charging(1)
ChargePoint
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Ruddiman Lagoon? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Ruddiman Lagoon
- What do homes cost in Ruddiman Lagoon?
- The median home value in Ruddiman Lagoon is about $228,000. Individual prices vary by street, size, and condition.
- How active is the Ruddiman Lagoon housing market?
- no homes are listed in Ruddiman Lagoon right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Ruddiman Lagoon?
- Ruddiman Lagoon is served by Muskegon Public Schools of the City of. Its highest-rated assigned school is Muskegon High School (4/10).
- Is Ruddiman Lagoon walkable?
- Ruddiman Lagoon scores 4.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Ruddiman Lagoon
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.