Cedar Lake
Great schools with outdoor access
Median $239K·Walkability 1.3/10·Schools 7.8/10
This lakefront community offers a rare combination of spacious estate-style living and natural beauty on Cedar Lake's shores. With generous lot sizes averaging nearly half an acre and just 248 total acres, residents enjoy plenty of privacy and room to breathe. The area features homes with thoughtful layouts and quality craftsmanship.
Why people love it here
Lake life
- Cedar Lake within walking distance
- Cedar Lake: 7 min bike
- Hager Park Trail: 6 min bike
Jenison High School
- High — 0.8 mi away
- Jenison
- 7 rated schools in district
$239K median
- 1 recent sale
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Explore Cedar Lake
Same name, different focus — Cedar Lake is also covered as:
- Cedar Lake Lake Area — lake area details
- Cedar Lake Community — community details
Mortgage Calculator
Median home price in Cedar Lake
Estimated Monthly Payment
$1,623/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
Based on 9 rated schools nearby
Range: 7/10 to 9/10
School District: Jenison Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Grand River Park
1.0 mi
Parks Nearby
0
within 1 mile
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Family Fare Supermarket
Palermo's Pizza
+1 more
daybreak coffee co
The Win Tavern 33
Unnamed park
Age of Discovery
Cedar Lake
Georgetown Community Park Beach
Idema Explorers Trail
Hager Park Trail
Georgetown Launch
Snap Fitness
Pierce/42nd (EB)
+1 more
Rite Aid
Georgetown Township Public Library
+1 more
Hudsonville Early Childhood Center
Celebration! Cinema RiverTown Crossings
Crime in Cedar Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Cedar Lake home (around $239,000) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $42k/year in household income to qualify — an estimated monthly payment of $1,582 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,582/mo | $42,190 |
| 10% (+PMI) | $1,822/mo | $48,579 |
| 5% (+PMI) | $1,902/mo | $50,711 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Local Government · area-wide
Georgetown Charter Township
Source: gtwp.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$903/yr in electricity from a typical rooftop solar system
Produces ~6,321 kWh/yr · offsets ~60% of a typical home's use
Georgetown Charter Township (water from City of Wyoming)
Township distribution; treated water purchased wholesale from City of Wyoming (Lake Michigan source).
Georgetown Charter Township (treatment via City of Grandville)
Township collection; treatment purchased from City of Grandville.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; inferred.
Confirm by addressConsumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Georgetown · Source: gtwp.com
Utility, solar, and service details for Cedar Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(14)
Family Fare Supermarket
Grocery Store
Grocery Store
The Grocery Outlet Store
Grocery Store
+11 more within 5 miles
🍕 Restaurants(15)
Frosty Treat
Restaurant
Palermo Pizza
Restaurant
Sarah's Sweets
Restaurant
Palermo's Pizza
Restaurant
The Win
Restaurant
+10 more within 5 miles
☕ Coffee(20)
+17 more within 5 miles
🍺 Bars(14)
The Win Tavern 33
Bar
QDOBA Mexican Eats
Bar
Peppino's Pizzeria & Sports Grille | Jenison
Bar
+11 more within 5 miles
🏫 Schools(24)
Jenison Junior High School
School
School
Sand Creek School
School
+19 more within 5 miles
💪 Gyms(3)
🚴 Trails(3)
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
+27 more within 5 miles
👶 Childcare(2)
Frequently asked about Cedar Lake
- What do homes cost in Cedar Lake?
- The median home value in Cedar Lake is about $239,000. Individual prices vary by street, size, and condition.
- How active is the Cedar Lake housing market?
- there is 1 home for sale in Cedar Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Cedar Lake?
- Cedar Lake is served by Jenison Public Schools. Its highest-rated assigned school is Bauerwood School (9/10).
- Is Cedar Lake walkable?
- Cedar Lake scores 1.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Cedar Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.