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Wolf Lake

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $230K·Walkability 2.3/10·Schools 3.3/10

🏙️29 mito Downtown GR(~59 min drive)
🏞️14 mito Lake Michigan(~28 min drive)

The Wolf Lake State Fish Hatchery, established in 1927, sits right here with a visitor center where you can watch chinook salmon, steelhead, northern pike, and a pair of massive sturgeon in the show pond—it's the kind of educational stop that actually holds kids' attention. The area itself spreads across rural land about 8 miles east of downtown Muskegon, with homes sitting on spacious lots, many backed by woods and accessible through M-46. You'll find ranch and bi-level homes, most featuring main-floor laundry, full basements, and room to breathe—fenced yards, decks, sheds, and gardens are standard. Schools here fall under the Oakridge district, and homes are positioned close enough to elementary schools that a walk is realistic. It's the kind of place where you're not fighting for space; the trade-off is that dining and entertainment options are thin on the ground, so a drive toward Muskegon becomes part of the rhythm.

Why people love it here

🌊Nature & Outdoors

Lake life

  • Wolf Lake within walking distance
  • 10 parks within 1 mile
  • Unnamed beach: 11 min walk
  • Wolf Lake County Park: 11 min walk
💰Home Values

$230K median

  • 58 sales in last 12mo

Explore Wolf Lake

Same name, different focus — Wolf Lake is also covered as:

  • Wolf Lake Lake Area — lake area details
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Conventional Mortgage Calculator

Median home price in Wolf Lake

Estimated Monthly Payment

$1,561/mo

$
$46,000
20%
%
Principal & Interest $1,19376%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

58 homes sold in Wolf Lake this year. Thinking of selling?

See what your home is worth
3.3
/10 avg
Below average schools

Based on 4 rated schools nearby

Range: 2/10 to 5/10

School District: Oakridge Public Schools

5Oakridge High SchoolHigh · 09-12 · 561 students · 19:1 · 0.3 mi
3Oakridge Middle SchoolHigh · 05-12 · 283 students · 15:1 · 0.2 mi
3Oakridge Lower Elementary SchoolElementary · PK-07 · 557 students · 13:1 · 0.9 mi
2Oakridge Upper Elementary SchoolElementary · 01-06 · 421 students · 17:1 · 0.1 mi

Walkability

2.3

Limited

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
1.3
🌳Nature— Parks, trails
4.0
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🛒Grocery Stores
Quick drive

ALDI

10 mindrive
🍽️Restaurants
Quick drive

McDonald's

6 mindrive
🍺Bars & Breweries
Walkable

Wolf Lake Tavern

10 minwalk· 4 min bike· 2 min drive
🌳Parks
Walkable

Wolf Lake County Park

11 minwalk· 4 min bike· 2 min drive
🛝Playgrounds
Bikeable

Unnamed playground

9 minbike· 25 min walk· 4 min drive
🏞️Lakes & Water
Bikeable

Wolf Lake

12 minbike· 7 min drive
🏖️Beaches
Walkable

Unnamed beach

11 minwalk· 4 min bike· 2 min drive
🥾Hiking Trails
Quick drive

LP19 Snowmobile Trail

6 mindrive
💊Pharmacies
Quick drive

CVS Pharmacy

9 mindrive
Walgreens
9 mindrive

Crime in Wolf Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.

Muskegon County crime & safety stats →

To buy a median-priced Wolf Lake home (around $230,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $41k/year in household income to qualify — an estimated monthly payment of $1,550 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,550/mo$41,345
10% (+PMI)$1,784/mo$47,586
5% (+PMI)$1,863/mo$49,685

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Wolf Lake cost-of-living breakdown →

Land for sale

Listings

1 parcel

Active / pending

Median Price

$37K

Per listing

Dominant StyleRanch
ConstructionVinyl Siding
RoofComposition
HeatingForced Air
Central Air92%
Fireplace2%
SewerPublic
WaterWell
Waterfront3%
Water Bodies
Wolf Lake

Who actually lends in Wolf Lake, and how homes here are financed — from 2024 federal mortgage records.

Home purchases~19 loans · $3M

Loans to buy a home

Conventional 76%FHA 16%VA 8%

Most active lenders

1Triad Financial Services, INC.31%
2Lake Michigan Credit Union15%
3Mortgage 1 Incorporated12%
4VAN DYK Mortgage Corporation7%
5Rocket Mortgage, LLC5%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Solar potential

~$924/yr in electricity from a typical rooftop solar system

Produces ~6,468 kWh/yr · offsets ~62% of a typical home's use

Waterunconfirmed

Private well

Based on assessor parcel records

Sewerunconfirmed

Municipal sewer

Based on assessor parcel records

Utility, solar, and service details for Wolf Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(1)

Aldi

Grocery Store

4.8 mimap

🍕 Restaurants(5)

McDonald's

Fast Food

2.5 mimap
Wendy's

Fast Food

4.4 mimap
Popeyes

Fast Food

4.6 mimap
Jimmy John's

Fast Food

4.6 mimap
Papa John's

Fast Food

4.8 mimap

☕ Coffee(1)

Biggby Coffee

Café

4.8 mimap

🍺 Bars(1)

Wolf Lake Tavern

Bar

0.5 mimap

🏫 Schools(20)

Oakridge Upper Elementary School

School

91mmap
Oakridge Middle School

School

125mmap
Oakridge High School

School

0.2 mimap
Oakridge Lower Elementary School

School

0.9 mimap

Carr School

1.2 mimap

+15 more within 5 miles

🌳 Parks(6)

Wolf Lake County Park

0.5 mimap

Unnamed park

0.7 mimap

Park

0.7 mimap

+3 more within 5 miles

🚴 Trails(6)

Musketawa Trail

Bike Path

3.8 mimap

Double Torsion

Bike Path

4.1 mimap

Musketawa Trail

Bike Path

4.2 mimap

+3 more within 5 miles

💊 Pharmacies(2)

CVS Pharmacy

Pharmacy

4.4 mimap

Walgreens

Pharmacy

4.5 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Wolf Lake? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Wolf Lake

What do homes cost in Wolf Lake?
The median home value in Wolf Lake is about $230,000. Individual prices vary by street, size, and condition.
How active is the Wolf Lake housing market?
there are 12 homes for sale in Wolf Lake right now, and 58 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
What schools serve Wolf Lake?
Wolf Lake is served by Oakridge Public Schools. Its highest-rated assigned school is Oakridge High School (5/10).
Is Wolf Lake walkable?
Wolf Lake scores 2.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Wolf Lake

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Wolf Lake? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Wolf Lake

Estimated Monthly Payment

$1,561/mo

$
$46,000
20%
%
Principal & Interest $1,19376%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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