Whispering Creek Estates
Strong schools draw families here
Median $260K·Walkability 5.7/10·Schools 7.0/10
So here's the thing about Whispering Creek Estates: you're basically buying into a condo community that actually has stuff around it, which sounds obvious until you realize how many developments don't. There's a restaurant steps from your door and a coffee shop a few minutes' walk—so you're not relying entirely on your car to eat breakfast—and when you want to leave, downtown Grand Rapids is about 22 minutes away or you can head to Grand Haven beach in just over half an hour. The community sits on 10 acres with a walking path around Winding Creek Circle, and homes here run around $448K. Allendale Public Schools covers the area, and if you need a grocery store, there are a dozen within two miles, with the nearest one close enough that you could theoretically walk there without planning it like an expedition. The actual neighborhood has 96 restaurants within a mile, which is either a feature or a sign that someone made an optimistic calculation, but either way it means you're not eating at home every night by default.
Why people love it here
Evergreen Elementary
- Elementary — 3.3 mi away
- Allendale
- 4 rated schools in district
$260K median
- 1 recent sale
Walkable for daily errands
- Peppino's Pizza Express: 3 min walk
- 12 places within a 10 min walk
Conventional Mortgage Calculator
Median home price in Whispering Creek Estates
Estimated Monthly Payment
$1,765/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 1 rated school nearby
School District: Allendale Public Schools
Recent Sale Price
$260K
1 recent sale
Units
35
Complex Size
10.3 ac
35 units
Homeowner Rate
97.1%
Principal residence
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
bp
Peppino's Pizza Express
+1 more
Biggby Coffee
+1 more
Mancino's Pizza & Grinders
+1 more
Winding Creek Circle Common Area
Unnamed playground
Hidden Lake
Ravine Park Trails
Unnamed bike path
Georgetown Launch
Snap Fitness
Lake Michigan/Boltwood Apts (WB)
+1 more
Mary Idema Pew Library Learning and Information Commons
Little Mitten Child Care
Crime in Whispering Creek Estates is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Whispering Creek Estates home (around $260,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $46k/year in household income to qualify — an estimated monthly payment of $1,729 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,729/mo | $46,116 |
| 10% (+PMI) | $1,991/mo | $53,093 |
| 5% (+PMI) | $2,079/mo | $55,427 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Allendale Charter Township
Source: allendalemi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$923/yr in electricity from a typical rooftop solar system
Produces ~6,462 kWh/yr · offsets ~62% of a typical home's use
Allendale Charter Township Public Utilities
Township water distribution; 69.5 mi watermain, two towers.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; inferred for Ottawa County township.
Confirm by addressConsumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressOttawa County Sheriff's Office
No township PD; county sheriff with contracted deputies.
Services for Allendale · Source: allendalemi.gov
Utility, solar, and service details for Whispering Creek Estates are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Winding Creek Circle Common Area
0.7 mi
Parks Nearby
10
within 1 mile
🛒 Grocery(4)
+1 more within 5 miles
🍕 Restaurants(8)
Peppino's Pizza Express
Restaurant
Wendy's
Fast Food
Chester's Chicken
Restaurant
Fast Food
Fast Food
+3 more within 5 miles
☕ Coffee(14)
+11 more within 5 miles
🍺 Bars(6)
Mug Shots Burgers and Brews
Bar
Mancino's Pizza & Grinders
Bar
Main St. Pub - Allendale
Bar
+3 more within 5 miles
🏫 Schools(7)
Sand Creek School
White School Number 2
Red School
Baldwin Street Middle School
School
Diamond School
+2 more within 5 miles
💪 Gyms(1)
Fitness Center
🌳 Parks(6)
Winding Creek Circle Common Area
Cadence Place Condo Common Area
Unnamed park
+3 more within 5 miles
⛵ Boat Launches(2)
Boat Launch
Boat Launch
🚌 Transit(22)
Transit Stop
Transit Stop
Transit Stop
+19 more within 5 miles
👶 Childcare(1)
Little Mitten Child Care
Childcare Center
📚 Libraries(3)
Seidman House
Frequently asked about Whispering Creek Estates
- What do homes cost in Whispering Creek Estates?
- The median home value in Whispering Creek Estates is about $260,000. Individual prices vary by street, size, and condition.
- How active is the Whispering Creek Estates housing market?
- there is 1 home for sale in Whispering Creek Estates right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Whispering Creek Estates?
- Whispering Creek Estates is served by Allendale Public Schools. Its highest-rated assigned school is Evergreen Elementary (9/10).
- Is Whispering Creek Estates walkable?
- Whispering Creek Estates scores 5.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.