W Palmer Ave & S Virginia Blvd Area
Room to spread out, great value
5 homes for sale·Median $175K·Walkability 0.5/10·Schools 3.7/10
Out here, where parcels run to 10 acres and more, the forest claims most of the land—thick stands of pine and oak broken by modest cabins and weekend retreats tucked between Baldwin and Idlewild, deep in the Manistee National Forest. Many homes sit on forest service roads, accessed by long driveways that feel a world apart, though Lake Michigan lies just off the horizon. Recent renovations tell the story: updated wells and pumps, new roofs and wiring, wood stoves and propane heaters engineered for year-round living or seasonal escape. A handful of eateries sit steps away for those who venture out, but most people come here for what the forest offers—hunting, fishing, quiet. The national forest buffers two sides of many properties, the land here carved into deep parcels where solitude and self-sufficiency matter more than convenience. It's the kind of place where you wire for a generator and hand-pump your water, where a renovated cabin or hunt camp beats the development down south.
Why people love it here
4.8 acre avg lots
- 1,278 homes
$175K median
- 15 sales in last 12mo
Conventional Mortgage Calculator
Median home price in W Palmer Ave & S Virginia Blvd Area
Estimated Monthly Payment
$1,188/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
15 homes sold in W Palmer Ave & S Virginia Blvd Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$175K
15 sales in last 12mo
Parks Nearby
10
within 1 mile
Nearest Park
North Lake Boating Access Site
0.6 mi
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
North Lake
Crime in W Palmer Ave & S Virginia Blvd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced W Palmer Ave & S Virginia Blvd Area home (around $175,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $31k/year in household income to qualify — an estimated monthly payment of $1,164 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,164/mo | $31,039 |
| 10% (+PMI) | $1,340/mo | $35,736 |
| 5% (+PMI) | $1,399/mo | $37,306 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
12 parcels
Active / pending
Typical Land Value
$11K/acre
Median asking
Median Price
$25K
Per listing
Solar potential
~$900/yr in electricity from a typical rooftop solar system
Produces ~6,301 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for W Palmer Ave & S Virginia Blvd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
North Lake Boating Access Site
0.6 mi
Parks Nearby
10
within 1 mile
🍕 Restaurants(4)
Fast Food
Pompeiis Pizza
Restaurant
Subway
Fast Food
Restaurant
🌳 Parks(6)
+3 more within 5 miles
Frequently asked about W Palmer Ave & S Virginia Blvd Area
- What do homes cost in W Palmer Ave & S Virginia Blvd Area?
- The median home value in W Palmer Ave & S Virginia Blvd Area is about $175,000. Individual prices vary by street, size, and condition.
- How active is the W Palmer Ave & S Virginia Blvd Area housing market?
- there are 5 homes for sale in W Palmer Ave & S Virginia Blvd Area right now, and 15 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve W Palmer Ave & S Virginia Blvd Area?
- W Palmer Ave & S Virginia Blvd Area is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
- Is W Palmer Ave & S Virginia Blvd Area walkable?
- W Palmer Ave & S Virginia Blvd Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
