North Lake
Surrounded by nature
Median $81K·Walkability 2.4/10·Schools 3.7/10
—so you've got a lake that's genuinely yours, no motors allowed, just the sound of fishing lines and the occasional paddler. Cabins and small homes cluster near the water, some freshly remodeled, others raw bones waiting for someone with vision and a willingness to swing a hammer. The appeal is blatant: step out your door and you're on the lake, or a short drive from hundreds of acres of federal land, ATV trails, snowmobile routes, and the kind of slow-motion outdoor life that makes the 104-minute drive north from downtown feel worth it. A restaurant sits about two miles away, which means you're mostly cooking in or making the trip to Baldwin proper. It's not complicated out here. You buy a weekend cabin or a full-time retreat, you get water access, space, and enough surrounding public land to keep yourself occupied indefinitely. The nearest park is right there too, if you need something official.
Why people love it here
Lake life
- North Lake within walking distance
- 15 parks within 1 mile
- North Lake: 9 min walk
- Little Lake Number Two: 8 min drive
$81K median
- 2 recent sales
Lake facts
MI DNRExplore North Lake
Same name, different focus — North Lake is also covered as:
- North Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in North Lake
Estimated Monthly Payment
$546/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
North Lake Boating Access Site
0.1 mi
Parks Nearby
15
within 1 mile
Based on 3 rated schools nearby
Range: 3/10 to 4/10
School District: Baldwin Community Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
North Lake
+1 more
Crime in North Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Lake County.
Lake County crime & safety stats →To buy a median-priced North Lake home (around $80,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $14k/year in household income to qualify — an estimated monthly payment of $535 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $535/mo | $14,278 |
| 10% (+PMI) | $616/mo | $16,439 |
| 5% (+PMI) | $644/mo | $17,161 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$17K/acre
Median asking
Median Price
$40K
Per listing
Solar potential
~$900/yr in electricity from a typical rooftop solar system
Produces ~6,301 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for North Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(4)
Fast Food
Pompeiis Pizza
Restaurant
Subway
Fast Food
Restaurant
🌳 Parks(6)
North Lake Boating Access Site
The Forks Boating Access Site
M-37 Bridge Boating Access Site
+3 more within 5 miles
🚴 Trails(1)
Pere Marquette State Trail
Bike Path
Frequently asked about North Lake
- What do homes cost in North Lake?
- The median home value in North Lake is about $80,500. Individual prices vary by street, size, and condition.
- How active is the North Lake housing market?
- no homes are listed in North Lake right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve North Lake?
- North Lake is served by Baldwin Community Schools. Its highest-rated assigned school is Baldwin Elementary School (4/10).
- Is North Lake walkable?
- North Lake scores 2.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in North Lake
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