Mud Lake Area
Quiet lots near top schools
The quick answer
Mud Lake Area is a neighborhood, part of Lakeview Community Schools (Montcalm). Homes here typically sell for around $266,000.
1 home for sale·Median $266K·Walkability 2.0/10·Schools 6.7/10
Out here, the landscape sprawls—rural parcels carving through farmland and forest, with water close enough that lakefront living isn't a rarity but a genuine option. Woodbeck Lake sits right at the threshold, and a few minutes' walk gets you to Lake Montcalm Public Access if you want a boat launch or shoreline to stretch into. The lots run generous, averaging nearly 9 acres, so you're dealing with breathing room: paved roads winding through properties that feel more like compounds than suburban blocks. Vintage farmhouses on multi-acre parcels anchor the area, many recently renovated or actively under renovation—metal roofs, new mechanicals, the kind of slow restoration work that happens when you've got space and time. It's a 73-minute drive to downtown Grand Rapids, which means you're committed to the rural rhythm, not commuting daily. This is cottage country that doubles as permanent settlement: all-sports lakes, country roads ending in privacy, the occasional hobby farm or river frontage mixed in with the general quiet of acreage and trees.
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Why people love it here
5.7 acre avg lots
- 188 homes
Lake life
- Lake Montcalm within walking distance
- Mud Lake: 7 min bike
- Lake Montcalm: 12 min bike
Lakeview Elementary School
- Elementary — 6.8 mi away
- Lakeview Community Schools (Montcalm)
- 3 rated schools in district
Conventional Mortgage Calculator
Median home price in Mud Lake Area
Estimated Monthly Payment
$1,806/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Recent Sale Price
$266K
2 recent sales
Parks Nearby
0
within 1 mile
Nearest Park
Lake Montcalm Public Access
1.3 mi
Expected Rent
$1,550/mo
$1,375 – $1,750 · wider-area estimate
Flood Risk
None
Not in flood zone
Nearest Park
Lake Montcalm Public Access
1.3 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Lake Montcalm
0.1 mi
Based on 3 rated schools nearby
Range: 5/10 to 9/10
School District: Lakeview Community Schools (Montcalm)
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lake Montcalm Public Access
Mud Lake
Crime in Mud Lake Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Mud Lake Area home (around $266,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $48k/year in household income to qualify — an estimated monthly payment of $1,792 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,792/mo | $47,779 |
| 10% (+PMI) | $2,062/mo | $54,992 |
| 5% (+PMI) | $2,153/mo | $57,417 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Median Price
$44K
Per listing
Solar potential
~$869/yr in electricity from a typical rooftop solar system
Produces ~6,382 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Mud Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Mud Lake Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Mud Lake Area: the details
Is Mud Lake Area a good place to live?
If you're after room to spread out on larger lots and green space nearby, Mud Lake Area is worth a close look — here is what the data shows. When it comes to errands, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Lakeview Community Schools (Montcalm). Expect prices centered around $266,000.
What does it cost to live in Mud Lake Area?
The typical home in Mud Lake Area goes for around $266,000. There is 1 home for sale here right now and 2 homes sold here in the past year.
Frequently asked about Mud Lake Area
- What do homes cost in Mud Lake Area?
- The median home value in Mud Lake Area is about $266,000. Individual prices vary by street, size, and condition.
- How active is the Mud Lake Area housing market?
- there is 1 home for sale in Mud Lake Area right now, and 2 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Mud Lake Area?
- Mud Lake Area is served by Lakeview Community Schools (Montcalm). Its highest-rated assigned school is Lakeview Elementary School (9/10).
- Is Mud Lake Area walkable?
- Mud Lake Area scores 2.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
