Mud Lake
Great schools with outdoor access
Median $242K·Walkability 4.1/10·Schools 6.7/10
Indianhead Lake gets all the attention around here, but the real draw is the quieter water just north of Greenville—a private 37-acre lake where the sunsets apparently live up to the hype, and where 112 feet of frontage on a half-acre lot means you're buying actual solitude, not a postage stamp. Year-round homes and summer cottages alike sit on multiple lots with metal roofs and fresh mechanicals, the kind of setup that signals someone wasn't messing around when they renovated. The area sits about an hour and twenty minutes from downtown Grand Rapids, close enough for a real life but far enough that the only traffic sounds are pontoon engines and the occasional kayak paddle.
Why people love it here
Lake life
- Mud Lake within walking distance
- 5 parks within 1 mile
- Mud Lake: 0 min walk
- Lake Montcalm: 7 min bike
Lakeview Elementary School
- Elementary — 6.4 mi away
- Lakeview Community Schools (Montcalm)
- 3 rated schools in district
$242K median
- 1 recent sale
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Explore Mud Lake
Same name, different focus — Mud Lake is also covered as:
- Mud Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Mud Lake
Estimated Monthly Payment
$1,643/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Lake Montcalm Public Access
0.9 mi
Parks Nearby
5
within 1 mile
Based on 3 rated schools nearby
Range: 5/10 to 9/10
School District: Lakeview Community Schools (Montcalm)
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lake Montcalm Public Access
Mud Lake
Crime in Mud Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Mud Lake home (around $242,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $43k/year in household income to qualify — an estimated monthly payment of $1,610 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,610/mo | $42,923 |
| 10% (+PMI) | $1,853/mo | $49,418 |
| 5% (+PMI) | $1,935/mo | $51,589 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$869/yr in electricity from a typical rooftop solar system
Produces ~6,382 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Mud Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Mud Lake
- What do homes cost in Mud Lake?
- The median home value in Mud Lake is about $242,000. Individual prices vary by street, size, and condition.
- How active is the Mud Lake housing market?
- there is 1 home for sale in Mud Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Mud Lake?
- Mud Lake is served by Lakeview Community Schools (Montcalm). Its highest-rated assigned school is Lakeview Elementary School (9/10).
- Is Mud Lake walkable?
- Mud Lake scores 4.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Mud Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.