Rosa Lake Area
Wide open spaces
The quick answer
Rosa Lake Area is a neighborhood, part of Central Montcalm Public Schools. Homes here typically sell for around $183,000.
1 home for sale·Median $183K·Walkability 0.7/10
Where W Hansen and W Ruby intersect, the landscape opens into sprawling rural acreage—most lots running 12 acres or larger—with tree-lined properties and log homes that feel genuinely removed from everything without being truly isolated. Woodbeck Lake sits right at the edge of the area, drawing the occasional fisherman or someone looking to paddle on a quiet morning. A coffee shop is practically steps away, which is the kind of convenience that makes country living actually livable; groceries are an 8-minute walk, so you're not completely cut off from the essentials. The nearest restaurant runs about 3 miles down the road, and downtown Grand Rapids is just over an hour's drive if you need the city. What strikes you out here is how the acreage itself becomes the point—space for pole barns and workshops, room to breathe, the kind of property where you're building something rather than just occupying a lot. An unnamed park sits adjacent, adding a touch of public green without changing the fundamentally rural character of the place.
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Why people love it here
8.7 acre avg lots
- 351 homes
Near the water
- Half Moon Lake — 0.7 mi
- Rosa Lake: 6 min drive
- Meadow Loop: 7 min drive
$183K median
- 5 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Rosa Lake Area
Estimated Monthly Payment
$1,239/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in Rosa Lake Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$183K
5 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Unnamed park
1.8 mi
Expected Rent
$1,225/mo
$1,075 – $1,375 · wider-area estimate
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
1.8 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Half Moon Lake
0.7 mi
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Sweet Stop Bakery & Coffee Shop
Park on N State Rd
Rosa Lake
Beach at Pearl Lake
Meadow Loop
Hundred Acre Woods Daycare
Crime in Rosa Lake Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Rosa Lake Area home (around $182,500) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $33k/year in household income to qualify — an estimated monthly payment of $1,229 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,229/mo | $32,780 |
| 10% (+PMI) | $1,415/mo | $37,730 |
| 5% (+PMI) | $1,477/mo | $39,393 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Typical Land Value
$8K/acre
Median asking
Median Price
$320K
Per listing
Solar potential
~$871/yr in electricity from a typical rooftop solar system
Produces ~6,355 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Rosa Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Sheridan Village Market
Grocery Store
🍕 Restaurants(2)
Fast Food
🏫 Schools(2)
🚴 Trails(3)
👶 Childcare(1)
Hundred Acre Woods Daycare
Childcare Center
🏥 Hospitals(1)
Hospital
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Rosa Lake Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Rosa Lake Area: the details
Is Rosa Lake Area a good place to live?
Rosa Lake Area is a strong fit if you want room to spread out on larger lots and green space nearby — here is what the data shows. Day to day, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Central Montcalm Public Schools. Homes here typically sell for around $183,000.
What does it cost to live in Rosa Lake Area?
Homes in Rosa Lake Area sell for a median of about $183,000. There is 1 home for sale here right now and 5 homes sold here in the past year.
Frequently asked about Rosa Lake Area
- What do homes cost in Rosa Lake Area?
- The median home value in Rosa Lake Area is about $182,500. Individual prices vary by street, size, and condition.
- How active is the Rosa Lake Area housing market?
- there is 1 home for sale in Rosa Lake Area right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Rosa Lake Area?
- Rosa Lake Area is served by Central Montcalm Public Schools.
- Is Rosa Lake Area walkable?
- Rosa Lake Area scores 0.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
