Rosa Lake
Surrounded by nature
Median $72K·Walkability 2.4/10
What surprises most people is how quiet and removed this stretch feels—you're looking at a 40-acre no-wake lake with just a handful of homes dotting the shoreline, yet you're only about an hour from downtown. The lake itself is the draw: year-round fishing, 60 to 300 feet of private frontage on many properties, and enough space (think multiple lots, garages, sheds) to store boats, toys, and all the gear that comes with lake life. Homes here range from cozy cottages to larger year-round residences, most recently updated with new roofs, septic systems, windows, and open-concept kitchens—the kind of places built for both weekend escapes and permanent living. A grocery is less than a mile away, and there's a park within a short walk if you need it. It's the kind of place where sunset views over the water and the sound of nothing much at all are the real amenities.
Why people love it here
Lake life
- Rosa Lake within walking distance
- 15 parks within 1 mile
- Rosa Lake: 0 min walk
- Park on N State Rd: 10 min bike
$72K median
- 1 recent sale
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Conventional Mortgage Calculator
Median home price in Rosa Lake
Estimated Monthly Payment
$489/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.7 mi
Parks Nearby
15
within 1 mile
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Sheridan Village Market
Sweet Stop Bakery & Coffee Shop
Park on N State Rd
Playground on N State Rd
Rosa Lake
+1 more
Beach at Pearl Lake
Meadow Loop
Hundred Acre Woods Daycare
Crime in Rosa Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Rosa Lake home (around $72,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $13k/year in household income to qualify — an estimated monthly payment of $479 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $479/mo | $12,770 |
| 10% (+PMI) | $551/mo | $14,703 |
| 5% (+PMI) | $576/mo | $15,349 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$867/yr in electricity from a typical rooftop solar system
Produces ~6,326 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Rosa Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Sheridan Village Market
Grocery Store
🍕 Restaurants(2)
Fast Food
🏫 Schools(2)
🚴 Trails(5)
Fred Meijer Heartland Trail
Bike Path
Fred Meijer Heartland Trail
Bike Path
Fred Meijer Heartland Trail
Bike Path
+2 more within 5 miles
👶 Childcare(1)
Hundred Acre Woods Daycare
Childcare Center
🏥 Hospitals(1)
Hospital
Frequently asked about Rosa Lake
- What do homes cost in Rosa Lake?
- The median home value in Rosa Lake is about $72,000. Individual prices vary by street, size, and condition.
- How active is the Rosa Lake housing market?
- no homes are listed in Rosa Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Rosa Lake?
- Rosa Lake is served by Central Montcalm Public Schools.
- Is Rosa Lake walkable?
- Rosa Lake scores 2.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Rosa Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.