Fourth Lake Area
Room to spread out, great value
The quick answer
Fourth Lake Area is a neighborhood, part of Montabella Community Schools. Homes here typically sell for around $392,000.
1 home for sale·Median $392K·Walkability 0.5/10·Schools 6.0/10
Out here, the average lot runs over ten acres—so you're not measuring your property in typical neighborhood terms. Waterfront cottages and year-round homes dot the quiet roads, many with direct access to the chain of lakes that connects through the area. You'll find pole barns, detached garages, and outbuildings scattered across the land, along with orchards and wide-open fields backing the homes. The nearest restaurant is about three miles away, which tells you something about the pace—this is genuinely rural, genuinely removed.
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Why people love it here
6.2 acre avg lots
- 389 homes
$392K median
- 6 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Fourth Lake Area
Estimated Monthly Payment
$2,660/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
6 homes sold in Fourth Lake Area this year. Thinking of selling?
See what your home is worthMedian Sale Price
$392K
6 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
First Lake Park
1.5 mi
Expected Rent
$1,550/mo
$1,375 – $1,750 · wider-area estimate
Based on 5 rated schools nearby
Range: 5/10 to 9/10
School District: Montabella Community Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Sixth Lake
+1 more
Crime in Fourth Lake Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Fourth Lake Area home (around $391,750) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $70k/year in household income to qualify — an estimated monthly payment of $2,639 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,639/mo | $70,366 |
| 10% (+PMI) | $3,037/mo | $80,990 |
| 5% (+PMI) | $3,171/mo | $84,561 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
5 parcels
Active / pending
Typical Land Value
$13K/acre
Median asking
Median Price
$25K
Per listing
Solar potential
~$863/yr in electricity from a typical rooftop solar system
Produces ~6,340 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Fourth Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
First Lake Park
1.5 mi
Parks Nearby
0
within 1 mile
🍕 Restaurants(1)
Fast Food
🏫 Schools(3)
🌳 Parks(3)
🚴 Trails(1)
Fred Meijer Heartland Trail
Bike Path
📚 Libraries(1)
Home Township Library
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Fourth Lake Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Fourth Lake Area: the details
Is Fourth Lake Area a good place to live?
If you're after room to spread out on larger lots, Fourth Lake Area is worth a close look — here is what the data shows. When it comes to errands, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Montabella Community Schools. Expect prices centered around $392,000.
What does it cost to live in Fourth Lake Area?
The typical home in Fourth Lake Area goes for around $392,000. There is 1 home for sale here right now and 6 homes sold here in the past year.
Frequently asked about Fourth Lake Area
- What do homes cost in Fourth Lake Area?
- The median home value in Fourth Lake Area is about $391,750. Individual prices vary by street, size, and condition.
- How active is the Fourth Lake Area housing market?
- there is 1 home for sale in Fourth Lake Area right now, and 6 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Fourth Lake Area?
- Fourth Lake Area is served by Montabella Community Schools. Its highest-rated assigned school is Lakeview Elementary School (9/10).
- Is Fourth Lake Area walkable?
- Fourth Lake Area scores 0.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
