Fourth Lake
Surrounded by nature
Median $419K·Walkability 3.5/10·Schools 5.0/10
You show up expecting a quiet cabin retreat—maybe some rowboats and a lodge feeling—and instead you get 547 acres of actual lake living woven into a low-key corner of West Michigan. The shoreline here borders Woodbeck Lake directly, and Fourth Lake sits just 0.1 miles away, so water access isn't an afterthought; it's the whole premise. The drive to downtown Grand Rapids runs just over an hour, far enough that you're genuinely removed but not so distant that you're cut off. What makes this stretch work is the lack of pretense—you're dealing with straightforward lake-area living, the kind where a dock and a decent lot matter more than brand names. It's the place you choose when you've lived elsewhere and decided you're done with convenience theater.
Why people love it here
Lake life
- Fourth Lake within walking distance
- Fourth Lake: 0 min walk
- Second Lake: 10 min bike
$419K median
- 1 recent sale
Lake facts
MI DNRDepth, fish species, and motor restrictions sourced from MI DNR — coming soon.
Explore Fourth Lake
Same name, different focus — Fourth Lake is also covered as:
- Fourth Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Fourth Lake
Estimated Monthly Payment
$2,845/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
First Lake Park
1.0 mi
Parks Nearby
0
within 1 mile
Based on 2 rated schools nearby
School District: Montabella Community Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Belvidere Roadside Park
Playground on 22 Mile Rd
Fourth Lake
+1 more
Crime in Fourth Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.
Montcalm County crime & safety stats →To buy a median-priced Fourth Lake home (around $419,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $74k/year in household income to qualify — an estimated monthly payment of $2,787 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,787/mo | $74,317 |
| 10% (+PMI) | $3,209/mo | $85,562 |
| 5% (+PMI) | $3,350/mo | $89,322 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$14K
Per listing
Solar potential
~$870/yr in electricity from a typical rooftop solar system
Produces ~6,387 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Fourth Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(3)
🏫 Schools(2)
School
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(1)
Fred Meijer Heartland Trail
Bike Path
📚 Libraries(1)
Home Township Library
Frequently asked about Fourth Lake
- What do homes cost in Fourth Lake?
- The median home value in Fourth Lake is about $419,000. Individual prices vary by street, size, and condition.
- How active is the Fourth Lake housing market?
- no homes are listed in Fourth Lake right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Fourth Lake?
- Fourth Lake is served by Montabella Community Schools. Its highest-rated assigned school is Montabella JuniorSenior High (5/10).
- Is Fourth Lake walkable?
- Fourth Lake scores 3.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Fourth Lake
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.