Village of Mill Point
Lake life, small town feel
Median $499K·Walkability 4.3/10·Schools 7.8/10
What catches people off guard is how much actual stuff surrounds you—162 restaurants within a mile, a coffee shop and dinner spot practically at your doorstep, 16 parks within walking distance—yet the subdivision itself feels like its own small thing, 61 acres of contemporary homes in wood siding where the Grand River and Spring Lake are right there. Mill Point Park is a 4-minute walk, and you're 40 minutes from downtown Grand Rapids when you need to be, but 4 minutes the other direction gets you to Grand Haven beach. Homes here run around $400K, which makes sense for a place where you're not choosing between access and space—you get both. It's the kind of subdivision where you can have a quieter street address but grocery stores, taquerias, bakeries, and galleries are woven into the surrounding neighborhoods rather than cordoned off. West MI Academy of Arts and Academics serves the area. The whole setup sits within Kosters Assessors Plat No 2 Area, one of those under-the-radar pockets in West Michigan where development and actual life got the ratio right.
Why people love it here
Near the water
- Spring Lake — 1.7 mi
- 80 parks within 1 mile
- Unnamed bike_path: 1 min walk
- Mill Point Park Trail: 1 min walk
$499K median
- 23 sales in last 12mo
Notable nearby
Conventional Mortgage Calculator
Median home price in Village of Mill Point
Estimated Monthly Payment
$3,388/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
23 homes sold in Village of Mill Point this year. Thinking of selling?
See what your home is worthBased on 4 rated schools nearby
Range: 6/10 to 9/10
School District: West MI Academy of Arts and Academics
Flood Risk
None
Not in flood zone
Nearest Park
Mill Point Park
0.2 mi
Parks Nearby
80
within 1 mile
Nearest Lake
Spring Lake
1.7 mi
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Leppinks
+1 more
Hamburger Mikey’s
+1 more
Biggby
+1 more
Stan's Bar
+1 more
Mill Point Park
+1 more
Unnamed playground
Smith Bayou
+1 more
Lakeside Beach
Poplar Ridge
dog_park
Unnamed bike_path
Mill Point Park Launch
+1 more
Rhoda's Body Shop
Walgreens
Spring Lake District Library
Grand Haven 9
Crime in Village of Mill Point is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Village of Mill Point home (around $499,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $89k/year in household income to qualify — an estimated monthly payment of $3,319 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,319/mo | $88,506 |
| 10% (+PMI) | $3,821/mo | $101,898 |
| 5% (+PMI) | $3,989/mo | $106,377 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
6 parcels
Active / pending
Median Price
$89K
Per listing
Homeowners Association
Village of Mill Point
Waterfront condos on Millpoint Dr; association not confirmed online.
Source: justingibbonsrealtor.com · unconfirmed
Local Government · area-wide
Spring Lake Township
Source: springlaketwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$891/yr in electricity from a typical rooftop solar system
Produces ~6,497 kWh/yr · offsets ~62% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Township-contracted curbside trash/recycling/yard waste hauler since Jan 1, 2023.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Spring Lake · Source: springlaketwp.org
Utility, solar, and service details for Village of Mill Point are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(10)
Grocery Store
Spring Lake Orchard Market
Grocery Store
+7 more within 5 miles
🍕 Restaurants(10)
Hamburger Mikey’s
Restaurant
Beefy's Burger Shack
Restaurant
Restaurant
MUDPENNY Spring Lake
Restaurant
El Mesquite Mexican Bar & Grill
Restaurant
+5 more within 5 miles
☕ Coffee(19)
+16 more within 5 miles
🍺 Bars(16)
+13 more within 5 miles
🏫 Schools(19)
Holmes School
Elliott School
Ferry School
Central School
Christian Junior High School
School
+14 more within 5 miles
🌳 Parks(6)
+3 more within 5 miles
🐕 Dog Parks(5)
Dog Park in Gluecks Sub Area
Dog Park
Eastern Park Dog Park
Dog Park
Coast Guard Park Dog Park
Dog Park
+2 more within 5 miles
🚴 Trails(4)
+1 more within 5 miles
⛵ Boat Launches(7)
Boat Launch
Boat Launch
Boat Launch
+4 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
Frequently asked about Village of Mill Point
- What do homes cost in Village of Mill Point?
- The median home value in Village of Mill Point is about $499,000. Individual prices vary by street, size, and condition.
- How active is the Village of Mill Point housing market?
- there are 12 homes for sale in Village of Mill Point right now, and 23 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Village of Mill Point?
- Village of Mill Point is served by West MI Academy of Arts and Academics. Its highest-rated assigned school is Holmes Elementary School (9/10).
- Is Village of Mill Point walkable?
- Village of Mill Point scores 4.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.