Kosters Assessors Plat No 2 Area
Great schools with outdoor access
30 homes for sale·Median $433K·Walkability 2.1/10·Schools 8.0/10
...and then you've got this stretch right along the Grand River and Lloyds Bayou, where boating access is serious business—the launch is less than a mile away, and the whole area tilts toward waterfront living without requiring you to mortgage your future. Ranch homes are the local standard, and you're minutes from Grand Haven beach if the mood strikes, or about half an hour to downtown Grand Rapids when you need the city proper. Restaurants and grocers are steps away, which means you're not driving twenty minutes for coffee or dinner; Spring Lake Public Schools serves the area, and there's actual outdoor space—three parks within walking distance and Minnie Skwarek Nature Preserve a short stroll away. It's the kind of place where people keep boats instead of just talking about owning them someday.
Why people love it here
Near the water
- Pettys Bayou — 1.1 mi
- 15 parks within 1 mile
- Unnamed bike path: 3 min walk
- Kosters Assessors Plat No 2 Area Trail: 3 min walk
Spring Lake High School
- High — 0.9 mi away
- Spring Lake
- 5 rated schools in district
$433K median
- 100 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Kosters Assessors Plat No 2 Area
Estimated Monthly Payment
$2,936/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
100 homes sold in Kosters Assessors Plat No 2 Area this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 6/10 to 9/10
School District: Spring Lake Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Minnie Skwarek Nature Preserve
0.4 mi
Parks Nearby
15
within 1 mile
Nearest Lake
Pettys Bayou
1.1 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Spring Lake Orchard Market
Spring Lake Athletic Boosters
+1 more
truenorth
Two Tonys Italian Kitchen & Wine Bar
River Run Park
Unnamed playground
Pettys Bayou
Lakeside Beach
dog_park
Unnamed bike path
Lloyds Bayou Launch
+1 more
Rhoda's Body Shop
Rite Aid
Spring Lake District Library
Grand Haven 9
Crime in Kosters Assessors Plat No 2 Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Kosters Assessors Plat No 2 Area home (around $432,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $77k/year in household income to qualify — an estimated monthly payment of $2,877 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,877/mo | $76,711 |
| 10% (+PMI) | $3,312/mo | $88,319 |
| 5% (+PMI) | $3,458/mo | $92,200 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
11 parcels
Active / pending
Typical Land Value
$79K/acre
Median asking
Median Price
$89K
Per listing
Who actually lends in Kosters Assessors Plat No 2 Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Spring Lake Township
Source: springlaketwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$890/yr in electricity from a typical rooftop solar system
Produces ~6,489 kWh/yr · offsets ~62% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Township-contracted curbside trash/recycling/yard waste hauler since Jan 1, 2023.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Spring Lake · Source: springlaketwp.org
Utility, solar, and service details for Kosters Assessors Plat No 2 Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(9)
Spring Lake Orchard Market
Grocery Store
Orchard Markets
Grocery Store
D&W
Grocery Store
+6 more within 5 miles
🍕 Restaurants(13)
Spring Lake Athletic Boosters
Restaurant
Ted'S
Restaurant
Vander Mill Tap Room
Restaurant
Bell's 104
Restaurant
Butch's Beach Burritos
Restaurant
+8 more within 5 miles
☕ Coffee(19)
truenorth
Café
Grand Finale Bistro & Cafe
Restaurant
Whipped Cafe' & Creamery
Café
+16 more within 5 miles
🍺 Bars(17)
Two Tonys Italian Kitchen & Wine Bar
Bar
Spring Lake Country Club
Bar
Sporty's
Bar
+14 more within 5 miles
🏫 Schools(18)
Jeffers School
Holmes School
Peach Plains School
White Pines Intermediate School
Griffin School
+13 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(4)
Eastern Park Dog Park
Dog Park
Dog Park in Gluecks Sub Area
Dog Park
Dog Park in South Holiday Hills Area
Dog Park
+1 more within 5 miles
🚴 Trails(3)
⛵ Boat Launches(9)
Boat Launch
Boat Launch
Boat Launch
+6 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
Frequently asked about Kosters Assessors Plat No 2 Area
- What do homes cost in Kosters Assessors Plat No 2 Area?
- The median home value in Kosters Assessors Plat No 2 Area is about $432,500. Individual prices vary by street, size, and condition.
- How active is the Kosters Assessors Plat No 2 Area housing market?
- there are 30 homes for sale in Kosters Assessors Plat No 2 Area right now, and 100 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Kosters Assessors Plat No 2 Area?
- Kosters Assessors Plat No 2 Area is served by Spring Lake Public Schools. Its highest-rated assigned school is Spring Lake High School (9/10).
- Is Kosters Assessors Plat No 2 Area walkable?
- Kosters Assessors Plat No 2 Area scores 2.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
