Chippewa Lake Area
Solid value in a growing area
The quick answer
Chippewa Lake Area is a neighborhood, part of Chippewa Hills School District. Homes here typically sell for around $229,000.
4 homes for sale·Median $229K·Walkability 3.0/10·Schools 5.0/10
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Why people love it here
$229K median
- 9 sales in last 12mo
Park-rich area
- 4 parks within 1 mile
- Chippewa Lake: 0 min walk
- Long Lake: 9 min drive
Conventional Mortgage Calculator
Median home price in Chippewa Lake Area
Estimated Monthly Payment
$1,555/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
9 homes sold in Chippewa Lake Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Chippewa Lake Boating Access Site
0.8 mi
Parks Nearby
4
within 1 mile
Based on 5 rated schools nearby
Range: 2/10 to 7/10
School District: Chippewa Hills School District
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Chippewa Lake
Crime in Chippewa Lake Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mecosta County.
Mecosta County crime & safety stats →To buy a median-priced Chippewa Lake Area home (around $229,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $41k/year in household income to qualify — an estimated monthly payment of $1,542 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,542/mo | $41,133 |
| 10% (+PMI) | $1,775/mo | $47,343 |
| 5% (+PMI) | $1,854/mo | $49,430 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$89K
Per listing
Solar potential
~$884/yr in electricity from a typical rooftop solar system
Produces ~6,295 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Chippewa Lake Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Chippewa Lake Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Chippewa Lake Area: the details
Is Chippewa Lake Area a good place to live?
Here is a data-based look at what living in Chippewa Lake Area is like. When it comes to errands, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Chippewa Hills School District. Homes here typically sell for around $229,000.
What does it cost to live in Chippewa Lake Area?
Homes in Chippewa Lake Area sell for a median of about $229,000. There are 4 homes for sale here right now and 9 homes sold here in the past year.
Frequently asked about Chippewa Lake Area
- What do homes cost in Chippewa Lake Area?
- The median home value in Chippewa Lake Area is about $229,000. Individual prices vary by street, size, and condition.
- How active is the Chippewa Lake Area housing market?
- there are 4 homes for sale in Chippewa Lake Area right now, and 9 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Chippewa Lake Area?
- Chippewa Lake Area is served by Chippewa Hills School District. Its highest-rated assigned school is Mecosta Elementary School (7/10).
- Is Chippewa Lake Area walkable?
- Chippewa Lake Area scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Chippewa Lake Area
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