Twin Lake
Surrounded by nature
Median $360K·Walkability 3.7/10·Schools 6.0/10
—and that's why we ended up out here. You're basically on a no-wake lake with your own little community dock, so summer mornings mean coffee on the deck and the water calm enough to paddle out on. Winter, it freezes solid. The homes sit on real land—woods backing up to the properties, not postage-stamp lots—and most of them went up in the last couple decades, so you're not wrestling with ancient plumbing or anything. A couple minutes gets you to the expressway if you actually need to sit in traffic; the rest of the time you're just... here. It's that close-enough-to-everything-but-far-enough-from-the-noise kind of thing. Reeths-Puffer Schools run the area, and Muskegon County gives you the space and the water without feeling like you're two hours from anywhere that matters.
Why people love it here
Lake life
- West Lake within walking distance
- 10 parks within 1 mile
- Twin Lakes: 1 min walk
- Middle Lake: 1 min walk
$360K median
- 36 sales in last 12mo
Explore Twin Lake
Same name, different focus — Twin Lake is also covered as:
- Twin Lake Lake Area — lake area details
Conventional Mortgage Calculator
Median home price in Twin Lake
Estimated Monthly Payment
$2,444/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
36 homes sold in Twin Lake this year. Thinking of selling?
See what your home is worthNearest Park
Padley Park
0.4 mi
Parks Nearby
10
within 1 mile
Nearest Lake
West Lake
0.0 mi
Based on 1 rated school nearby
School District: Reeths-Puffer Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Overboard Inn
Effin Bar & Grille
Padley Park
Unnamed playground
Twin Lakes
Unnamed beach
Holton Loop Motorcycle Trail
Crime in Twin Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Twin Lake home (around $359,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $64k/year in household income to qualify — an estimated monthly payment of $2,394 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,394/mo | $63,843 |
| 10% (+PMI) | $2,756/mo | $73,504 |
| 5% (+PMI) | $2,878/mo | $76,734 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Who actually lends in Twin Lake, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$892/yr in electricity from a typical rooftop solar system
Produces ~6,508 kWh/yr · offsets ~62% of a typical home's use
Private well
Based on assessor parcel records
Septic (individual)
Based on assessor parcel records
Utility, solar, and service details for Twin Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Frequently asked about Twin Lake
- What do homes cost in Twin Lake?
- The median home value in Twin Lake is about $359,950. Individual prices vary by street, size, and condition.
- How active is the Twin Lake housing market?
- there are 11 homes for sale in Twin Lake right now, and 36 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Twin Lake?
- Twin Lake is served by Reeths-Puffer Schools. Its highest-rated assigned school is Twin Lake School (6/10).
- Is Twin Lake walkable?
- Twin Lake scores 3.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Twin Lake
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