The Bluffs of Indian Lakes
Great schools with outdoor access
Median $465K·Walkability 3.0/10·Schools 7.0/10
What catches most people off guard about The Bluffs is how much actual space you get—nearly an acre per lot on average, spread across 45 acres—without feeling stranded. The condo format here means you're not managing the whole property yourself, but you're not packed in either. Indian Lakes sits just a fifth of a mile away, close enough that water access feels like part of the deal rather than a selling point you have to drive toward. Homes run around $558K, which lands you somewhere between a full detached house's burden and a city apartment's constraints.
Why people love it here
Sparta Senior High School
- High — 4.1 mi away
- Sparta
- 3 rated schools in district
Near the water
- Camp Lake — 1.0 mi
- Indian Lakes: 1 min walk
- Ke-wag-a-wan Lake: 9 min drive
$465K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in The Bluffs of Indian Lakes
Estimated Monthly Payment
$3,157/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 3 rated schools nearby
Range: 5/10 to 9/10
School District: Sparta Area Schools
Flood Risk
None
Not in flood zone
Nearest Park
Camp Lake Park
1.2 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Camp Lake
1.0 mi
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lime Lake Public Access
Indian Lakes
Unnamed beach
North Country Trail
Lime Lake Launch
Crime in The Bluffs of Indian Lakes is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced The Bluffs of Indian Lakes home (around $465,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $82k/year in household income to qualify — an estimated monthly payment of $3,093 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,093/mo | $82,476 |
| 10% (+PMI) | $3,561/mo | $94,955 |
| 5% (+PMI) | $3,717/mo | $99,128 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$878/yr in electricity from a typical rooftop solar system
Produces ~6,402 kWh/yr · offsets ~61% of a typical home's use
Algoma Sanitary District / private well
Algoma Sanitary District serves water/sewer in pockets (incl. Algoma-Plainfield system); rural on private well.
Algoma Sanitary District / individual septic
Sanitary district + Camp Lake Sewer in serviced areas; rural on septic.
Resident-arranged private hauler
Algoma Township Fire Department
Serves ~12,143 in 33 sq mi; 2 stations; full-time chief + 3 FT + 28 paid-on-call.
Services for Algoma · Source: algomasd.org
Utility, solar, and service details for The Bluffs of Indian Lakes are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(4)
+1 more within 5 miles
🍕 Restaurants(18)
Chase N Dogs
Restaurant
Palermo Pizza Sparta
Restaurant
Maxine's Family Restaurant
Restaurant
Angela's Pizza
Restaurant
Brick Haus Brews
Restaurant
+13 more within 5 miles
☕ Coffee(7)
+4 more within 5 miles
🍺 Bars(6)
GR/Sparta Moose Lodge #50
Bar
Angela's Italian Restaurant
Bar
Cellar Brewing Company
Pub
+3 more within 5 miles
🏫 Schools(11)
Christian Hill School
Block School
Myers School
Holy Family School
+6 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Dog Park in Pine Island Dr & Algoma Ave Area
Dog Park
⛵ Boat Launches(4)
Boat Launch
Boat Launch
Boat Launch
+1 more within 5 miles
🚌 Transit(1)
Transit Stop
💊 Pharmacies(1)
Rite Aid
Pharmacy
📚 Libraries(1)
Sparta Township Library and Community Enrichment Center
Frequently asked about The Bluffs of Indian Lakes
- What do homes cost in The Bluffs of Indian Lakes?
- The median home value in The Bluffs of Indian Lakes is about $465,000. Individual prices vary by street, size, and condition.
- How active is the The Bluffs of Indian Lakes housing market?
- no homes are listed in The Bluffs of Indian Lakes right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve The Bluffs of Indian Lakes?
- The Bluffs of Indian Lakes is served by Sparta Area Schools. Its highest-rated assigned school is Sparta Senior High School (9/10).
- Is The Bluffs of Indian Lakes walkable?
- The Bluffs of Indian Lakes scores 3.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.