Terrace Gardens Sub
Great schools with outdoor access
Median $373K·Walkability 3.2/10·Schools 7.9/10
People expect suburban sprawl—houses on identical lots, nothing within walking distance—but Terrace Gardens surprises you with real neighborhood bones: 46 acres laid out with actual streets, five parks within a mile, and a grocery store about a 12-minute walk away. Homes here run around $494K, and you're 16 minutes from downtown Grand Rapids if you need it, or 30 minutes to Gerald R. Ford Airport. What keeps people here, though, isn't the commute math—it's that Pioneer Park is a four-minute walk from your porch, and there are 48 restaurants and 36 grocery stores within a comfortable radius. The nearest coffee shop is a 15-minute walk; a lake sits just over a mile out. Kids go to Jenison Public Schools, and the whole setup lets you actually live on your street instead of just sleeping there before driving everywhere.
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Why people love it here
Near the water
- Kenowa Lake — 1.2 mi
- 29 parks within 1 mile
- Pioneer Park: 6 min walk
- Woodcrest Park: 7 min bike
Bursley School
- Elementary — 0.9 mi away
- Jenison
- 7 rated schools in district
$373K median
- 4 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Terrace Gardens Sub
Estimated Monthly Payment
$2,532/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in Terrace Gardens Sub this year. Thinking of selling?
See what your home is worthBased on 10 rated schools nearby
Range: 7/10 to 9/10
School District: Jenison Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Pioneer Park
0.2 mi
Parks Nearby
29
within 1 mile
Nearest Lake
Kenowa Lake
1.2 mi
Median Sale Price
$373K
4 sales in last 12mo
Parcels / Units
124
Median Lot Size
0.26 ac
0.24 ac – 0.43 ac
Homeowner Rate
87.1%
Principal residence
Expected Rent
$1,725/mo
$1,425 – $2,050 · wider-area estimate
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
Bangkok Taste
+1 more
Starbucks Coffee Company
The Win Tavern 33
+1 more
Pioneer Park
Pioneer Park Playground
Maplewood Lake
+1 more
Georgetown Community Park Beach
Geogetown Community Park Trails
Idema Explorers Trail
Grandville Launch
Yoga Blue
Fairlanes/Chicago Dr (NB)
+1 more
Walgreens
Georgetown Township Public Library
Hudsonville Early Childhood Center
Celebration! Cinema RiverTown Crossings
Crime in Terrace Gardens Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Terrace Gardens Sub home (around $373,000) at today's 6.76% 30-year fixed rate with 20% down, you'd need roughly $68k/year in household income to qualify — an estimated monthly payment of $2,534 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,534/mo | $67,579 |
| 10% (+PMI) | $2,916/mo | $77,767 |
| 5% (+PMI) | $3,045/mo | $81,203 |
Estimates use a 6.76% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Georgetown Charter Township
Source: gtwp.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$891/yr in electricity from a typical rooftop solar system
Produces ~6,232 kWh/yr · offsets ~59% of a typical home's use
Georgetown Charter Township (water from City of Wyoming)
Township distribution; treated water purchased wholesale from City of Wyoming (Lake Michigan source).
Georgetown Charter Township (treatment via City of Grandville)
Township collection; treatment purchased from City of Grandville.
Resident-arranged hauler
Residents contract private hauler.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional IOU; inferred.
Confirm by addressConsumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Georgetown Township · Source: gtwp.com
Utility, solar, and service details for Terrace Gardens Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(19)
The Grocery Outlet Store
Grocery Store
Grocery Store
+16 more within 5 miles
🍕 Restaurants(9)
Restaurant
Bangkok Taste
Restaurant
Boardwalk Subs
Restaurant
Lombardo’s Pizza of Jenison
Restaurant
Papa Murphy's | Take 'N' Bake Pizza
Restaurant
+4 more within 5 miles
☕ Coffee(10)
+7 more within 5 miles
🍺 Bars(14)
The Win Tavern 33
Bar
Peppino's Pizzeria & Sports Grille | Jenison
Bar
Rush Creek Bistro
Bar
+11 more within 5 miles
🏫 Schools(29)
+24 more within 5 miles
💪 Gyms(6)
+3 more within 5 miles
🚴 Trails(1)
Idema Explorers Trail
Bike Path
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
👶 Childcare(2)
📚 Libraries(2)
⚡ EV Charging(3)
ChargePoint
EV Charging
EV Charging
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Terrace Gardens Sub? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Terrace Gardens Sub
- What do homes cost in Terrace Gardens Sub?
- The median home value in Terrace Gardens Sub is about $373,000. Individual prices vary by street, size, and condition.
- How active is the Terrace Gardens Sub housing market?
- there is 1 home for sale in Terrace Gardens Sub right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Terrace Gardens Sub?
- Terrace Gardens Sub is served by Jenison Public Schools. Its highest-rated assigned school is Bauerwood School (9/10).
- Is Terrace Gardens Sub walkable?
- Terrace Gardens Sub scores 3.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.