Summit Estates
Solid value in a growing area
Median $305K·Walkability 1.6/10·Schools 5.3/10
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Why people love it here
$305K median
- Based on 3yr sales
Park-rich area
- 9 parks within 1 mile
- Jaycee Park: 10 min bike
- Mahan Park: 9 min bike
14,514 sq ft avg lots
- 29 homes
Conventional Mortgage Calculator
Median home price in Summit Estates
Estimated Monthly Payment
$2,071/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Median Sale Price
$305K
Based on 3yr sales
Parcels / Units
29
Median Lot Size
0.30 ac
0.15 ac – 0.72 ac
Expected Rent
$675/mo
$600 – $750 · estimated range
Flood Risk
None
Not in flood zone
Nearest Park
Cook Street Park
0.7 mi
Parks Nearby
9
within 1 mile
Based on 7 rated schools nearby
Range: 2/10 to 7/10
School District: Allegan Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Village Market Food Center
java shack
+1 more
Biggby Coffee
Jaycee Park
+1 more
Playground in River St & Grand St Area
Littlejohn Lake
+1 more
Beach in Shoemaker Sub Area
Dog Park in Frost Sub Area
Cycleway from Delano St to Lincoln Rd
Old Regent Theatre
Crime in Summit Estates is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Summit Estates home (around $305,000) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $55k/year in household income to qualify — an estimated monthly payment of $2,054 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,054/mo | $54,784 |
| 10% (+PMI) | $2,365/mo | $63,055 |
| 5% (+PMI) | $2,469/mo | $65,835 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
1 parcel
Active / pending
Median Price
$65K
Per listing
Local Government · area-wide
City of Allegan
Source: cityofallegan.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$900/yr in electricity from a typical rooftop solar system
Produces ~6,299 kWh/yr · offsets ~60% of a typical home's use
Resident-arranged hauler (Republic / Waste Management)
Curbside via DPW/contracted hauler; confirm with city.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional electric provider.
Confirm by addressAllegan Fire District
City partners with Allegan Fire District.
Services for Allegan · Source: cityofallegan.org
Utility, solar, and service details for Summit Estates are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(2)
Grocery Store
The Grocery Outlet Store
Grocery Store
🍕 Restaurants(5)
☕ Coffee(1)
Biggby Coffee
Café
🏫 Schools(15)
School
School
School
+10 more within 5 miles
🐕 Dog Parks(1)
Dog Park in Frost Sub Area
Dog Park
🚴 Trails(3)
🏥 Hospitals(1)
Hospital
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Summit Estates? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Summit Estates
- What do homes cost in Summit Estates?
- The median home value in Summit Estates is about $305,000. Individual prices vary by street, size, and condition.
- What schools serve Summit Estates?
- Summit Estates is served by Allegan Public Schools. Its highest-rated assigned school is Allegan Online K8 (7/10).
- Is Summit Estates walkable?
- Summit Estates scores 1.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.