Frost Sub Area
Space and nature
17 homes for sale·Median $227K·Walkability 3.5/10·Schools 5.3/10
There's something magical about having genuine space to breathe. Here, you're not just buying a house — you're claiming your own piece of the world, with lot sizes averaging over half an acre that let you actually hear yourself think. You'll find everything from move-in-ready ranches with inground pools to renovation projects that are blank canvases for someone with vision.
Why people love it here
Near the water
- Lake Allegan — 1.7 mi
- 23 parks within 1 mile
- Jaycee Park: 15 min walk
- Mahan Park: 6 min bike
42,928 sq ft avg lots
- 43 homes
$227K median
- 38 sales in last 12mo
Notable nearby
Mortgage Calculator
Median home price in Frost Sub Area
Estimated Monthly Payment
$1,544/mo
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. This is not a commitment to lend or an offer of credit. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Lender. NMLS Consumer Access
38 homes sold in Frost Sub Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Cook Street Park
0.4 mi
Parks Nearby
23
within 1 mile
Nearest Lake
Lake Allegan
1.7 mi
Median Sale · Houses
$225K
35 sales in last 12mo
Median Sale · Condos
$262K
3 sales in last 12mo
Parks Nearby
23
within 1 mile
Nearest Park
Cook Street Park
0.4 mi
Based on 7 rated schools nearby
Range: 2/10 to 7/10
School District: Allegan Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Village Market Food Center
java shack
Biggby Coffee
Jaycee Park
Playground in River St & Grand St Area
Beach in Alpha Manor No 1 Area
Dog Park in Frost Sub Area
Unnamed bike_path
Old Regent Theatre
Crime in Frost Sub Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan.
Allegan crime & safety stats →To buy a median-priced Frost Sub Area home (around $227,450) at today's 6.43% 30-year fixed rate with 20% down, you'd need roughly $40k/year in household income to qualify — an estimated monthly payment of $1,506 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,506/mo | $40,151 |
| 10% (+PMI) | $1,734/mo | $46,231 |
| 5% (+PMI) | $1,810/mo | $48,261 |
Estimates use a 6.43% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not an APR or a commitment to lend — your actual rate and payment will vary.
Land for sale
Listings
5 parcels
Active / pending
Median Price
$23K
Per listing
Who actually lends in Frost Sub Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
City of Allegan
Source: cityofallegan.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$900/yr in electricity from a typical rooftop solar system
Produces ~6,299 kWh/yr · offsets ~60% of a typical home's use
Resident-arranged hauler (Republic / Waste Management)
Curbside via DPW/contracted hauler; confirm with city.
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Regional electric provider.
Confirm by addressAllegan Fire District
City partners with Allegan Fire District.
Services for Allegan · Source: cityofallegan.org
Utility, solar, and service details for Frost Sub Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(2)
Grocery Store
The Grocery Outlet Store
Grocery Store
🍕 Restaurants(8)
+3 more within 5 miles
☕ Coffee(1)
Biggby Coffee
Café
🏫 Schools(15)
School
School
School
+10 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(1)
Dog Park in Frost Sub Area
Dog Park
🚴 Trails(3)
🏥 Hospitals(1)
Hospital
Frequently asked about Frost Sub Area
- What do homes cost in Frost Sub Area?
- The median home value in Frost Sub Area is about $227,450. Individual prices vary by street, size, and condition.
- How active is the Frost Sub Area housing market?
- there are 17 homes for sale in Frost Sub Area right now, and 38 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Frost Sub Area?
- Frost Sub Area is served by Allegan Public Schools. Its highest-rated assigned school is Allegan Online K8 (7/10).
- Is Frost Sub Area walkable?
- Frost Sub Area scores 3.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.