Southern Ave & 7th St Area
Surrounded by nature
Median $150K·Walkability 4.8/10·Schools 2.8/10
Just west of downtown, the Southern Ave & 7th St Area sits right where Muskegon city keeps its everyday rhythm—close enough to walk for groceries or grab coffee in three minutes, far enough to breathe a little. You're surrounded by 356 acres and more than a dozen parks within a mile, with St. Joseph Park a short stroll away. The restaurant and grocery action is constant; 23 spots to eat and six grocery stores within a couple miles means you're never hunting for dinner. Homes here run around $75K, and Muskegon Public Schools of the City of serves the area. Downtown Grand Rapids is about 50 minutes north, and the sugar-sand beaches of Grand Haven are just 20 minutes west—close enough that lake days feel like a natural extension of where you live, not a weekend project.
Why people love it here
Near the water
- Muskegon Lake — 1.6 mi
- 55 parks within 1 mile
- St. Joseph Park: 9 min walk
- The Monet Garden of Muskegon: 14 min walk
$150K median
- 39 sales in last 12mo
Notable nearby
Conventional Mortgage Calculator
Median home price in Southern Ave & 7th St Area
Estimated Monthly Payment
$1,018/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
39 homes sold in Southern Ave & 7th St Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
St. Joseph Park
0.3 mi
Parks Nearby
55
within 1 mile
Nearest Lake
Muskegon Lake
1.6 mi
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Valy Vietnamese Oriental Food, Gifts & Market
+1 more
Naan Pizza
+1 more
Drip Drop Drink
+1 more
Tippsy Toad
+1 more
St. Joseph Park
+1 more
Playground in Southern Ave & 7th St Area
Ruddiman Lagoon
Beach at Mona Lake
+1 more
Veterans Memorial Park Walkway
Lakeshore Trail
Waters Edge Fitness
Walgreens
Hackley Public Library
Jumpstart
Getty Drive-In
Based on 4 rated schools nearby
Range: 2/10 to 4/10
School District: Muskegon Public Schools of the City of
Crime in Southern Ave & 7th St Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon.
Muskegon crime & safety stats →To buy a median-priced Southern Ave & 7th St Area home (around $150,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $27k/year in household income to qualify — an estimated monthly payment of $998 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $998/mo | $26,605 |
| 10% (+PMI) | $1,149/mo | $30,631 |
| 5% (+PMI) | $1,199/mo | $31,977 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
2 parcels
Active / pending
Median Price
$35K
Per listing
Multifamily for sale
Listings
4 buildings
Active / pending
Median Price
$183K
Per building
Price Per Unit
$91K
Median
Who actually lends in Southern Ave & 7th St Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
City of Muskegon
Source: muskegon-mi.gov · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$899/yr in electricity from a typical rooftop solar system
Produces ~6,560 kWh/yr · offsets ~62% of a typical home's use
City of Muskegon Department of Public Works
City operates water filtration/distribution; wholesales to neighboring communities
City of Muskegon Department of Public Works
City sewage collection; treatment via Muskegon County wastewater system
Services for Muskegon · Source: muskegon-mi.gov
Utility, solar, and service details for Southern Ave & 7th St Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(11)
Valy Vietnamese Oriental Food, Gifts & Market
Grocery Store
Save-A-Lot
Grocery Store
Gordon Food Service
Grocery Store
+8 more within 5 miles
🍕 Restaurants(7)
Naan Pizza
Restaurant
Curry Kitchen
Restaurant
Hamburger Mikey
Fast Food
El Tepatio
Restaurant
El Tapatio
Restaurant
+2 more within 5 miles
☕ Coffee(9)
+6 more within 5 miles
🍺 Bars(8)
+5 more within 5 miles
🏫 Schools(30)
Craig School
School
Saint Michaels
School
+25 more within 5 miles
💪 Gyms(1)
Waters Edge Fitness
Fitness Center
🌳 Parks(4)
+1 more within 5 miles
🚴 Trails(1)
Lakeshore Trail
Bike Path
💊 Pharmacies(10)
+7 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
Frequently asked about Southern Ave & 7th St Area
- What do homes cost in Southern Ave & 7th St Area?
- The median home value in Southern Ave & 7th St Area is about $150,000. Individual prices vary by street, size, and condition.
- How active is the Southern Ave & 7th St Area housing market?
- no homes are listed in Southern Ave & 7th St Area right now, and 39 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Southern Ave & 7th St Area?
- Southern Ave & 7th St Area is served by Muskegon Public Schools of the City of. Its highest-rated assigned school is Muskegon High School (4/10).
- Is Southern Ave & 7th St Area walkable?
- Southern Ave & 7th St Area scores 4.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.