South Prospect Park Plat
Solid value in a growing area
Median $305K·Walkability 5.6/10·Schools 4.6/10
The lot lines are tight here—0.19 acres is the norm, so your neighbors aren't distant abstractions. Prospect Park sits a four-minute walk away, and the neighborhood is ringed by ten parks within a mile, which matters when you're working with compact land. A restaurant is two minutes on foot, and there are 114 of them within a mile, so dining choices run deep. Black River Public School serves the area, and homes here hover around $436K, reflecting the density and walkable access to errands and food that define the Columbia Avenue & State Street Area.
Why people love it here
$305K median
- 12 sales in last 12mo
Walkable for daily errands
- Unnamed playground: 4 min walk
- 12 places within a 10 min walk
Park-rich area
- 50 parks within 1 mile
- Prospect Park: 4 min walk
- Rosa Parks Green: 11 min walk
Conventional Mortgage Calculator
Median home price in South Prospect Park Plat
Estimated Monthly Payment
$2,071/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
12 homes sold in South Prospect Park Plat this year. Thinking of selling?
See what your home is worthMedian Sale Price
$305K
12 sales in last 12mo
Parcels / Units
139
Median Lot Size
0.15 ac
3019 sq ft – 1.1 ac
Homeowner Rate
95.6%
Principal residence
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Mi Favorita
Daddio's
+1 more
Healthy Holland
+1 more
Skile’s Tavern
+1 more
Prospect Park
+1 more
Unnamed playground
Savannah Lake
Unnamed beach
Window on the Waterfront
Dog Park at Van Raalte Farm (Small Dog Side)
Unnamed bike_path
Kollen Park Launch
Planet Fitness
Prospect North of 24th
+1 more
Walgreens
Herrick District Library
The Day Center of Evergreen
Holland 7 Theater
Flood Risk
None
Not in flood zone
Nearest Park
Prospect Park
0.2 mi
Parks Nearby
50
within 1 mile
Based on 7 rated schools nearby
Range: 2/10 to 9/10
School District: Black River Public School
Crime in South Prospect Park Plat is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced South Prospect Park Plat home (around $305,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $54k/year in household income to qualify — an estimated monthly payment of $2,029 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,029/mo | $54,097 |
| 10% (+PMI) | $2,336/mo | $62,283 |
| 5% (+PMI) | $2,438/mo | $65,020 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
City of Holland
Source: cityofholland.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$668/yr in electricity from a typical rooftop solar system
Produces ~6,490 kWh/yr · offsets ~62% of a typical home's use
Community-owned utility; water for city + parts of Park/Holland/Fillmore/Laketown twps
Private hauler (resident-arranged)
No municipal trash contract confirmed
Holland Board of Public Works · ~10.3¢/kWh
Municipal electric utility (also broadband)
Confirm by addressHolland Department of Public Safety (Police)
Consolidated public safety since 2010; PD at 89 W 8th St
Services for Holland · Source: hollandbpw.com
Utility, solar, and service details for South Prospect Park Plat are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(25)
Grocery Store
Supermercado La Reina
Grocery Store
Supermarket Rosie
Grocery Store
+22 more within 5 miles
🍕 Restaurants(8)
Daddio's
Restaurant
Daddio's Too
Restaurant
Tamales plus
Restaurant
Marlena's Bistro and Pizzeria
Restaurant
Petrino's Pizza
Restaurant
+3 more within 5 miles
☕ Coffee(14)
+11 more within 5 miles
🍺 Bars(13)
+10 more within 5 miles
🏫 Schools(30)
Black River Public School
Apple Avenue School
Maplewood School
South Side Christian School
+25 more within 5 miles
💪 Gyms(12)
MVP Athletic Club, Holland
Fitness Center
Planet Fitness
Fitness Center
Fitness Center
+9 more within 5 miles
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(3)
🚴 Trails(6)
Windmill Island Gardens Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+3 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
👶 Childcare(4)
Childcare Center
Toddlerville
Childcare Center
Gilden Woods Early Care and Preschool
Childcare Center
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(4)
+1 more within 5 miles
⚡ EV Charging(3)
City of Holland City Hall
EV Charging
ChargePoint
EV Charging
EV Charging
Frequently asked about South Prospect Park Plat
- What do homes cost in South Prospect Park Plat?
- The median home value in South Prospect Park Plat is about $305,000. Individual prices vary by street, size, and condition.
- How active is the South Prospect Park Plat housing market?
- there is 1 home for sale in South Prospect Park Plat right now, and 12 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve South Prospect Park Plat?
- South Prospect Park Plat is served by Black River Public School. Its highest-rated assigned school is Holland High School (5/10).
- Is South Prospect Park Plat walkable?
- South Prospect Park Plat scores 5.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.