Columbia Avenue & State Street Area
Walkable and connected
6 homes for sale·Median $284K·Walkability 6.3/10·Schools 4.6/10
Most people picture Holland as a spring festival town, but the area around Columbia Avenue and State Street is what makes the city actually work—a mixed-use stretch where Black River Public School families live in restored 1930s Capes and updated bungalows with original hardwood and character details, steps from Prospect Park and a transit hub that moves people efficiently through downtown. You've got 216 restaurants and a grocery within a short walk, a coffee shop about six minutes away, and 13 parks within a mile, which means most errands stay local. The homes here tend toward solid bones—brick chimneys, picture windows, covered porches—and the renovations reflect people who actually live here rather than flip here: copper plumbing updates, insulated walls, new roofs paired with old wood trim and wide woodwork that won't get ripped out. It's not the waterfront strip; it's where Holland residents who want walkable access to schools, downtown, and parks actually choose to be. Grand Haven beaches are about 35 minutes if you need a day trip, but this neighborhood isn't built around that—it's built around what's right outside your door.
Why people love it here
Very walkable
- Columbia & 21st (Black River School): 2 min walk
- 15 places within a 10 min walk
$284K median
- 12 sales in last 12mo
Park-rich area
- 65 parks within 1 mile
- Prospect Park: 3 min walk
- Rosa Parks Green: 6 min walk
Conventional Mortgage Calculator
Median home price in Columbia Avenue & State Street Area
Estimated Monthly Payment
$1,930/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
12 homes sold in Columbia Avenue & State Street Area this year. Thinking of selling?
See what your home is worthWalkability
Good
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Mi Favorita
Daddio's Too
+1 more
truenorth
+1 more
Skile’s Tavern
+1 more
Prospect Park
+1 more
Unnamed playground
Savannah Lake
Unnamed beach
Window on the Waterfront
Dog Park at Van Raalte Farm (Small Dog Side)
Unnamed bike path
Kollen Park Launch
Planet Fitness
Columbia & 21st (Black River School)
+1 more
Walgreens
Van Wylen Library
The Day Center of Evergreen
Sperry's Moviehouse
Flood Risk
None
Not in flood zone
Nearest Park
Prospect Park
0.1 mi
Parks Nearby
65
within 1 mile
Based on 7 rated schools nearby
Range: 2/10 to 9/10
School District: Black River Public School
Crime in Columbia Avenue & State Street Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Holland.
Holland crime & safety stats →To buy a median-priced Columbia Avenue & State Street Area home (around $284,300) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $50k/year in household income to qualify — an estimated monthly payment of $1,891 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,891/mo | $50,426 |
| 10% (+PMI) | $2,177/mo | $58,056 |
| 5% (+PMI) | $2,273/mo | $60,607 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Multifamily for sale
Listings
1 building
Active / pending
Median Price
$325K
Per building
Price Per Unit
$163K
Median
Who actually lends in Columbia Avenue & State Street Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
City of Holland
Source: cityofholland.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$668/yr in electricity from a typical rooftop solar system
Produces ~6,490 kWh/yr · offsets ~62% of a typical home's use
Community-owned utility; water for city + parts of Park/Holland/Fillmore/Laketown twps
Private hauler (resident-arranged)
No municipal trash contract confirmed
Holland Board of Public Works · ~10.3¢/kWh
Municipal electric utility (also broadband)
Confirm by addressHolland Department of Public Safety (Police)
Consolidated public safety since 2010; PD at 89 W 8th St
Services for Holland · Source: hollandbpw.com
Utility, solar, and service details for Columbia Avenue & State Street Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(25)
Grocery Store
Supermarket Rosie
Grocery Store
Supermercado La Reina
Grocery Store
+22 more within 5 miles
🍕 Restaurants(14)
Daddio's Too
Restaurant
Daddio's
Restaurant
Petrino's Pizza
Restaurant
Paolo's Pizza
Restaurant
Mr. You
Restaurant
+9 more within 5 miles
☕ Coffee(14)
+11 more within 5 miles
🍺 Bars(13)
+10 more within 5 miles
🏫 Schools(30)
Black River Public School
Apple Avenue School
Holland Language Academy
Maplewood School
+25 more within 5 miles
💪 Gyms(12)
MVP Athletic Club, Holland
Fitness Center
Planet Fitness
Fitness Center
Fitness Center
+9 more within 5 miles
🐕 Dog Parks(3)
🚴 Trails(8)
Pine Avenue & West 11th Street Area Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+5 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
👶 Childcare(4)
Childcare Center
Toddlerville
Childcare Center
Gilden Woods Early Care and Preschool
Childcare Center
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(4)
+1 more within 5 miles
⚡ EV Charging(4)
City of Holland City Hall
EV Charging
ChargePoint
EV Charging
EV Charging
Unnamed ev_charging
EV Charging
Frequently asked about Columbia Avenue & State Street Area
- What do homes cost in Columbia Avenue & State Street Area?
- The median home value in Columbia Avenue & State Street Area is about $284,300. Individual prices vary by street, size, and condition.
- How active is the Columbia Avenue & State Street Area housing market?
- there are 6 homes for sale in Columbia Avenue & State Street Area right now, and 12 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Columbia Avenue & State Street Area?
- Columbia Avenue & State Street Area is served by Black River Public School. Its highest-rated assigned school is Holland High School (5/10).
- Is Columbia Avenue & State Street Area walkable?
- Columbia Avenue & State Street Area scores 6.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.