Sophie'S Ridge
Great schools with outdoor access
Median $652K·Walkability 1.8/10·Schools 9.5/10
Golden hour hits this place just right—when the sun catches the wooded lots and turns those Tigerwood floors inside the custom homes into something you actually want to stare at. Sophie's Ridge spreads across eighty-two acres of land in Belmont, with homes sitting on lots that average just over an acre, so you get real space and real trees without feeling like you're on a postage stamp. These aren't cookie-cutter condos; they're substantial custom builds with the kind of detail work—solid wood, craftsman finishes—that makes you wonder why you ever looked anywhere else. An unnamed park sits right adjacent to the community, and there are two more parks within a mile if you're the type who likes options.
Why people love it here
Cannonsburg Elementary School
- Elementary — 2.7 mi away
- Rockford
- 5 rated schools in district
Park-rich area
- 10 parks within 1 mile
- Unnamed park: 0 min walk
- Sophie's Ridge Path: 6 min walk
$652K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Sophie'S Ridge
Estimated Monthly Payment
$4,426/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Based on 2 rated schools nearby
Range: 9/10 to 10/10
School District: Rockford Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.0 mi
Parks Nearby
10
within 1 mile
Median Sale Price
$652K
Based on 3yr sales
Units
33
Complex Size
81.5 ac
33 units
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
bp
The Cedar Lounge
+1 more
Biggby Coffee
+1 more
Timbers Inn Restaurant & Tavern
Unnamed park
Unnamed playground
Versluis Lake
+1 more
Unnamed beach
Sophie's Ridge Path
West Pond Plummet
Rogue River Mouth Launch
Snap Fitness
Walgreens
KDL - Plainfield Township Branch
Kidz Clubhouse
Celebration! Cinema North
Crime in Sophie'S Ridge is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Sophie'S Ridge home (around $652,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $116k/year in household income to qualify — an estimated monthly payment of $4,337 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $4,337/mo | $115,644 |
| 10% (+PMI) | $4,993/mo | $133,142 |
| 5% (+PMI) | $5,212/mo | $138,993 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
SOPHIES RIDGE CONDOMINIUM ASSOCIATION
Source: city-data.com
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$880/yr in electricity from a typical rooftop solar system
Produces ~6,418 kWh/yr · offsets ~61% of a typical home's use
Private well (limited municipal water)
Largely rural on private well; utility billing 616-874-6966.
North Kent Sewer Authority (serviced areas); septic rural
Member of North Kent Sewer Authority (PARCC Side Clean Water Plant) with Rockford/Alpine/Courtland/Plainfield; rural on septic.
Resident-arranged private hauler
Services for Cannon · Source: cannontwp.gov
Utility, solar, and service details for Sophie'S Ridge are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(8)
+5 more within 5 miles
🍕 Restaurants(10)
The Cedar Lounge
Restaurant
Frosty Boy
Fast Food
Mitten Pizza Company
Restaurant
Vitale's of Lake Bella Vista
Restaurant
Vitale's Pizza
Restaurant
+5 more within 5 miles
☕ Coffee(15)
+12 more within 5 miles
🍺 Bars(15)
Timbers Inn Restaurant & Tavern
Restaurant
LiveGolf Studios at Thousand Oaks Golf Club
Bar
The Acorn Grille at Thousand Oaks Golf Club
Bar
+12 more within 5 miles
🏫 Schools(12)
Moffitt Hill School
Crestwood School
Egypt Valley School
Lakes School
School
+7 more within 5 miles
💪 Gyms(9)
Fitness Center
Planet Fitness
Fitness Center
MVP Fitness
Fitness Center
+6 more within 5 miles
🚴 Trails(5)
West Pond Plummet
Bike Path
East Pond Plummet
Bike Path
Triple Connector (West)
Bike Path
+2 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
Frequently asked about Sophie'S Ridge
- What do homes cost in Sophie'S Ridge?
- The median home value in Sophie'S Ridge is about $652,000. Individual prices vary by street, size, and condition.
- What schools serve Sophie'S Ridge?
- Sophie'S Ridge is served by Rockford Public Schools. Its highest-rated assigned school is Cannonsburg Elementary School (10/10).
- Is Sophie'S Ridge walkable?
- Sophie'S Ridge scores 1.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.