Monterey Center Area
Quiet lots near top schools
The quick answer
Monterey Center Area is a neighborhood, part of Hopkins Public Schools. Homes here typically sell for around $360,000.
7 homes for sale·Median $360K·Walkability 0.0/10·Schools 7.3/10
Shoemaker Sub Area sprawls across more than 23,000 acres of land where the average lot stretches to nearly 10 acres—the kind of space that lets you actually see your property lines. It's anchored in Monterey township, about 40 minutes from downtown Grand Rapids, which means you've got distance without total isolation. A restaurant sits practically at your door, and there are two dozen more within a mile if you're not cooking, though the nearest coffee shop is a short drive at under a mile away. The grocery store runs 4.4 miles out, which is the tax you pay for elbow room. Dumont Lake County Park lands about 3 miles away for when you want structured recreation instead of just staring at your own acreage. It's the kind of place where "getting groceries" is an actual errand, not a two-minute walk—but then again, that's rather the point.
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Why people love it here
9.7 acre avg lots
- 1,145 homes
Lake life
- Dumont Lake within walking distance
- Dumont Lake County Park Beach: 6 min drive
- Beach in Shoemaker Sub Area: 6 min drive
Hopkins High School
- High — 4.3 mi away
- Hopkins
- 3 rated schools in district
Conventional Mortgage Calculator
Median home price in Monterey Center Area
Estimated Monthly Payment
$2,444/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
11 homes sold in Monterey Center Area this year. Thinking of selling?
See what your home is worthBased on 4 rated schools nearby
Range: 5/10 to 9/10
School District: Hopkins Public Schools
Median Sale Price
$360K
11 sales in last 12mo
Parks Nearby
0
within 1 mile
Nearest Park
Dumont Lake County Park
3.0 mi
Expected Rent
$1,575/mo
$1,400 – $1,775 · estimated range
Flood Risk
None
Not in flood zone
Nearest Park
Dumont Lake County Park
3.0 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Dumont Lake
0.1 mi
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Russo's
Piki's Café and Torta Shop
CockTailz Bar & Grill II
Dumont Lake County Park
Playground in Shoemaker Sub Area
Dumont Lake
+1 more
Dumont Lake County Park Beach
Sheridan Township Park
Dog Park in Friesian Ct Area
Hopkins Public Library
Old Regent Theatre
Crime in Monterey Center Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Monterey Center Area home (around $360,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $65k/year in household income to qualify — an estimated monthly payment of $2,427 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,427/mo | $64,714 |
| 10% (+PMI) | $2,793/mo | $74,483 |
| 5% (+PMI) | $2,916/mo | $77,768 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
7 parcels
Active / pending
Typical Land Value
$35K/acre
Median asking
Median Price
$145K
Per listing
Who actually lends in Monterey Center Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$907/yr in electricity from a typical rooftop solar system
Produces ~6,349 kWh/yr · offsets ~60% of a typical home's use
Private well
Rural township; individual wells.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Curbside trash resident-arranged (e.g. Republic, Waste Management).
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Standard provider; pockets Great Lakes Energy.
Confirm by addressLocal/area fire department (mutual aid)
Rural township fire coverage via township or neighboring department.
Services for Monterey Township · Source: montereytownship.org
Utility, solar, and service details for Monterey Center Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(4)
☕ Coffee(1)
Piki's Café and Torta Shop
Café
🍺 Bars(1)
🏫 Schools(10)
Fairview School
Oakview School
Dallas School
Saint Pauls School
+5 more within 5 miles
💪 Gyms(1)
Fitness Center on 138th Ave
Fitness Center
🐕 Dog Parks(1)
Dog Park in Friesian Ct Area
Dog Park
📚 Libraries(1)
Hopkins Public Library
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Monterey Center Area? Our team can help with availability, schools, and what it's really like to live here.
Living in Monterey Center Area: the details
Is Monterey Center Area a good place to live?
Monterey Center Area suits buyers looking for room to spread out on larger lots and green space nearby — here is what the data shows. For getting around, it is mostly a drive-first area, so you will use a car for groceries, dining and errands. This neighborhood is part of Hopkins Public Schools. The going price is around $360,000.
What does it cost to live in Monterey Center Area?
Homes in Monterey Center Area sell for a median of about $360,000. There are 7 homes for sale here right now and 11 homes sold here in the past year.
Frequently asked about Monterey Center Area
- What do homes cost in Monterey Center Area?
- The median home value in Monterey Center Area is about $360,000. Individual prices vary by street, size, and condition.
- How active is the Monterey Center Area housing market?
- there are 7 homes for sale in Monterey Center Area right now, and 11 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Monterey Center Area?
- Monterey Center Area is served by Hopkins Public Schools. Its highest-rated assigned school is Hopkins High School (9/10).
- Is Monterey Center Area walkable?
- Monterey Center Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
