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Home/Neighborhoods/Cady Lake
Lake Area

Cady Lake

Great schools with outdoor access

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
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Median $485K·Walkability 0.3/10·Schools 7.0/10

🏡Top 4% lot size
🏙️21 mito Downtown GR(~42 min drive)
🏞️35 mito Lake Michigan(~1h 10m drive)

This expansive 116-acre community in Kent County offers a distinctive rural living experience with generous lot sizes averaging 2.80 acres per property. The substantial acreage provides residents with privacy, space for outdoor activities, and the freedom to create their own personal retreat while remaining connected to the greater Grand Rapids area.

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Why people love it here

🌊Nature & Outdoors

Lake life

  • Cady Lake within walking distance
  • Beach in Shoemaker Sub Area: 7 min drive
  • Beach in Friesian Ct Area: 7 min drive
🎓Schools
90

Hopkins High School

  • High — 3.8 mi away
  • Hopkins
  • 4 rated schools in district
💰Home Values

$485K median

  • Based on 3yr sales
🏞️

Lake facts

MI DNR
Lake size5acres
Homes on lake15parcels
Private — owners only

Depth, fish species, and motor restrictions sourced from MI DNR — coming soon.

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Conventional Mortgage Calculator

Median home price in Cady Lake

Estimated Monthly Payment

$3,293/mo

$
$97,000
20%
%
Principal & Interest $2,51776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

7.0
/10 avg
Above average schools

Based on 4 rated schools nearby

Range: 5/10 to 9/10

School District: Hopkins Public Schools

9Hopkins High SchoolHigh · 09-12 · 498 students · 19:1 · 3.8 mi
8Sycamore Elementary SchoolElementary · PK-05 · 243 students · 14:1 · 4.0 mi
6Hopkins Elementary SchoolElementary · PK-05 · 386 students · 18:1 · 3.8 mi
5Hopkins Middle SchoolMiddle · 06-08 · 349 students · 19:1 · 3.7 mi

Flood Risk

None

Not in flood zone

Nearest Park

Unnamed park

1.7 mi

Parks Nearby

0

within 1 mile

Walkability

0.3

Car-dependent

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
0.0
🌳Nature— Parks, trails
0.3
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

🍽️Restaurants
Quick drive

Dairy Dip

8 mindrive· 18 min bike
Perfect Pizza
7 mindrive
🍺Bars & Breweries
Quick drive

Hilliards Corner Lounge

5 mindrive
CockTailz Bar & Grill II
9 mindrive
🌳Parks
Quick drive

North Park

7 mindrive
Hopkins Old Park
9 mindrive
Hopkins Soccer Fields
9 mindrive
Pritschet/Davis Preserve
9 mindrive
🛝Playgrounds
Quick drive

Playground in Shoemaker Sub Area

6 mindrive· 14 min bike
Playground in Friesian Ct Area
6 mindrive
🏞️Lakes & Water
Quick drive

East Lake

10 mindrive
Wetmore Lake
15 mindrive
🏖️Beaches
Quick drive

Beach in Shoemaker Sub Area

7 mindrive· 14 min bike
Beach in Friesian Ct Area
7 mindrive
🥾Hiking Trails
Quick drive

Sheridan Township Park

11 mindrive
Salem Township Park
11 mindrive
🐕Dog Parks
Quick drive

Dog Park in Friesian Ct Area

6 mindrive· 18 min bike
📚Libraries
Quick drive

Hopkins Public Library

9 mindrive
Salem Township Library
11 mindrive
Dorr Township Library
12 mindrive

Crime in Cady Lake is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.

Allegan County crime & safety stats →

To buy a median-priced Cady Lake home (around $485,000) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $87k/year in household income to qualify — an estimated monthly payment of $3,272 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $3,272/mo$87,252
10% (+PMI)$3,766/mo$100,422
5% (+PMI)$3,932/mo$104,852

Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Cady Lake cost-of-living breakdown →

Local Government · area-wide

Monterey Township

Website

Source: montereytownship.org · unconfirmed

Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.

Solar potential

~$890/yr in electricity from a typical rooftop solar system

Produces ~6,230 kWh/yr · offsets ~59% of a typical home's use

Waterunconfirmed

Private well

Rural township; individual wells.

Sewerunconfirmed

Septic - individual

Individual septic systems.

Trashunconfirmed

Resident-arranged hauler

Curbside trash resident-arranged (e.g. Republic, Waste Management).

Electricvaries by address

Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh

Standard provider; pockets Great Lakes Energy.

Confirm by address
Natural Gasvaries by address

Consumers Energy

Natural gas where available; propane common rurally.

Confirm by address
Policeunconfirmed

Allegan County Sheriff

No local PD; county sheriff.

Fireunconfirmed

Local/area fire department (mutual aid)

Rural township fire coverage via township or neighboring department.

Services for Monterey Township · Source: montereytownship.org

Utility, solar, and service details for Cady Lake are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🍕 Restaurants(5)

Dairy Dip

Fast Food

1.7 mimap

Happy Shack Concession Stand

Restaurant

1.7 mimap

Perfect Pizza

Restaurant

1.8 mimap

Russo's

Restaurant

3.6 mimap

One More Grill

Restaurant

4.8 mimap

☕ Coffee(1)

Piki's Café and Torta Shop

Café

3.5 mimap

🍺 Bars(2)

Hilliards Corner Lounge

Bar

3.2 mimap
CockTailz Bar & Grill II

Bar

3.5 mimap

🏫 Schools(9)

Dallas School

0.8 mimap

Fairview School

2.5 mimap
Pickle Street School
2.7 mimap

Saint Pauls School

2.8 mimap
Saint Stanislaus Catholic School
3.1 mimap

+4 more within 5 miles

💪 Gyms(1)

Fitness Center on 138th Ave

Fitness Center

1.7 mimap

🌳 Parks(6)

Unnamed park

1.7 mimap

Park

1.7 mimap

Park in Friesian Ct Area

1.7 mimap

+3 more within 5 miles

🐕 Dog Parks(1)

Dog Park in Friesian Ct Area

Dog Park

1.3 mimap

📚 Libraries(2)

Hopkins Public Library

3.6 mimap

Salem Township Library

4.6 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Cady Lake? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Cady Lake

What do homes cost in Cady Lake?
The median home value in Cady Lake is about $485,000. Individual prices vary by street, size, and condition.
What schools serve Cady Lake?
Cady Lake is served by Hopkins Public Schools. Its highest-rated assigned school is Hopkins High School (9/10).
Is Cady Lake walkable?
Cady Lake scores 0.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Cady Lake

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Cady Lake? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Cady Lake

Estimated Monthly Payment

$3,293/mo

$
$97,000
20%
%
Principal & Interest $2,51776%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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