Saddle Ridge
Strong schools draw families here
Median $560K·Walkability 4.0/10·Schools 6.8/10
Golden hour hits this place best—when the sun catches the rolling hills and the tree canopy turns everything amber. You get the sense that someone paid attention when they designed 200 acres of condo living around the Rogue River Valley, and that attention shows in the way the lots sit, the sidewalks stay empty enough to walk on, and the river itself stays accessible for fishing, kayaking, or just remembering why you chose Michigan in the first place.
Why people love it here
Valley View Elementary School
- Elementary — 1.8 mi away
- Rockford
- 5 rated schools in district
$560K median
- 11 sales in last 12mo
Park-rich area
- 30 parks within 1 mile
- Unnamed park: 4 min walk
- Unnamed beach: 11 min bike
Notable nearby
Conventional Mortgage Calculator
Median home price in Saddle Ridge
Estimated Monthly Payment
$3,802/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
11 homes sold in Saddle Ridge this year. Thinking of selling?
See what your home is worthBased on 4 rated schools nearby
Range: 1/10 to 9/10
School District: Rockford Public Schools
Median Sale Price
$560K
11 sales in last 12mo
Units
230
Complex Size
198.7 ac
230 units
Flood Risk
None
Not in flood zone
Nearest Park
Unnamed park
0.2 mi
Parks Nearby
30
within 1 mile
Walkability
Fair
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
Digby's Deli
Unnamed park
Unnamed playground
Clear Bottom Lake
+1 more
Unnamed beach
White Pine Trail
dog_park
Rogue River Launch (A-41-102)
Krause Memorial Library
Northstar Cinema
Crime in Saddle Ridge is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Saddle Ridge home (around $560,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $99k/year in household income to qualify — an estimated monthly payment of $3,725 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,725/mo | $99,326 |
| 10% (+PMI) | $4,288/mo | $114,355 |
| 5% (+PMI) | $4,477/mo | $119,381 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Homeowners Association
Saddle Ridge Homeowners Association
Managed by Self-managed (HOA board)
Source: srhoa.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$867/yr in electricity from a typical rooftop solar system
Produces ~6,327 kWh/yr · offsets ~60% of a typical home's use
Algoma Sanitary District / private well
Algoma Sanitary District serves water/sewer in pockets (incl. Algoma-Plainfield system); rural on private well.
Algoma Sanitary District / individual septic
Sanitary district + Camp Lake Sewer in serviced areas; rural on septic.
Resident-arranged private hauler
Algoma Township Fire Department
Serves ~12,143 in 33 sq mi; 2 stations; full-time chief + 3 FT + 28 paid-on-call.
Services for Algoma · Source: algomasd.org
Utility, solar, and service details for Saddle Ridge are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(4)
Meijer
Grocery Store
Grocery Store
Family Fare Supermarket
Grocery Store
+1 more within 5 miles
🍕 Restaurants(11)
Thai Fusion Rockford
Restaurant
Chipotle Mexican Grill
Restaurant
Jersey Mike's Subs
Restaurant
+6 more within 5 miles
☕ Coffee(13)
Starbucks Coffee Company
Café
Meijer Cafe And Thrift Market
Café
Biggby Coffee
Café
+10 more within 5 miles
🍺 Bars(13)
Digby's Deli
Bar
Rockford Brewing Company
Restaurant
Rockford Corner Bar
Restaurant
+10 more within 5 miles
🏫 Schools(10)
Valley View School
Parkside Elementary
School
Blessed Virgin School
Goff School
+5 more within 5 miles
💪 Gyms(3)
MVP Fitness
Fitness Center
Fitness Center
Snap Fitness
Fitness Center
🐕 Dog Parks(2)
🚴 Trails(7)
Belmont Ave & Northland Dr Area Trail
Bike Path
Merrell Trail
Bike Path
Carin Tech
Bike Path
+4 more within 5 miles
⛵ Boat Launches(4)
Boat Launch
Boat Launch
Boat Launch
+1 more within 5 miles
📚 Libraries(1)
Krause Memorial Library
Frequently asked about Saddle Ridge
- What do homes cost in Saddle Ridge?
- The median home value in Saddle Ridge is about $560,000. Individual prices vary by street, size, and condition.
- How active is the Saddle Ridge housing market?
- there are 2 homes for sale in Saddle Ridge right now, and 11 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Saddle Ridge?
- Saddle Ridge is served by Rockford Public Schools. Its highest-rated assigned school is North Rockford Middle School (9/10).
- Is Saddle Ridge walkable?
- Saddle Ridge scores 4.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.