Richard's Sub
Solid value in a growing area
Median $270K·Walkability 2.7/10·Schools 5.0/10
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Why people love it here
$270K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Richard's Sub
Estimated Monthly Payment
$1,830/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Median Sale Price
$270K
Based on 3yr sales
Parcels / Units
10
Median Lot Size
745 sq ft
627 sq ft – 0.94 ac
Expected Rent
$1,425/mo
$1,250 – $1,600 · wider-area estimate
Based on 2 rated schools nearby
School District: South Haven Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
Cousins
+1 more
Bunde's Bakery and Cafe
Idler Dockside
+1 more
Kal-Haven Trail State Park
+1 more
Playground in Richard's Sub Area
+1 more
Manitt Lake
Oak Street Beach
+1 more
Unnamed bike_path
Strength Haven
Walgreens
South Haven Memorial Library
Michigan Theatre
Crime in Richard's Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Allegan County.
Allegan County crime & safety stats →To buy a median-priced Richard's Sub home (around $269,600) at today's 6.67% 30-year fixed rate with 20% down, you'd need roughly $49k/year in household income to qualify — an estimated monthly payment of $1,819 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,819/mo | $48,502 |
| 10% (+PMI) | $2,093/mo | $55,822 |
| 5% (+PMI) | $2,186/mo | $58,285 |
Estimates use a 6.67% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Casco Township
Source: cascotownship.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$892/yr in electricity from a typical rooftop solar system
Produces ~6,509 kWh/yr · offsets ~62% of a typical home's use
Private well
Rural; some South Haven city water service near lakeshore.
Septic - individual
Individual septic systems.
Resident-arranged hauler
Republic/Waste Management common in area.
Consumers Energy Co · ~13.7¢/kWh
Regional electric provider.
Confirm by addressCasco Township Fire Department
Township/area fire service.
Services for Casco Township · Source: cascotownship.org
Utility, solar, and service details for Richard's Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Kal-Haven Trail State Park
0.8 mi
Parks Nearby
10
within 1 mile
🛒 Grocery(3)
🍕 Restaurants(5)
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(5)
Idler Dockside
Bar
South Haven Brewpub
Pub
New Holland Brewing Co. Spirits Tasting Room
Bar
+2 more within 5 miles
🏫 Schools(10)
Farnum School
Lannin School
Evergreen Glade School
McDowell School
Kibbie School
+5 more within 5 miles
💪 Gyms(1)
Strength Haven
Fitness Center
🌳 Parks(5)
+2 more within 5 miles
🚴 Trails(3)
💊 Pharmacies(1)
Walgreens
Pharmacy
🏥 Hospitals(1)
Hospital
📚 Libraries(1)
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Richard's Sub? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Richard's Sub
- What do homes cost in Richard's Sub?
- The median home value in Richard's Sub is about $269,600. Individual prices vary by street, size, and condition.
- What schools serve Richard's Sub?
- Richard's Sub is served by South Haven Public Schools. Its highest-rated assigned school is Baseline Middle School (5/10).
- Is Richard's Sub walkable?
- Richard's Sub scores 2.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.