Prospect Park Add
Walkable and connected
Median $270K·Walkability 6.1/10·Schools 4.6/10
Late afternoon light hits this subdivision just right, when the tree canopy along the block softens everything and the whole place feels less like a development and more like someplace people have actually lived in. At 45 acres with tight lots averaging a tenth of an acre, it's compact—homes run around $441K—but you're steps from a transit stop and a 3-minute walk puts you in Prospect Park itself, with 13 parks inside a mile if you want options. A restaurant is practically next door (2 minutes), grocery shopping is a quick walk, and there's serious depth: 192 restaurants and 48 grocery stores within a mile. Black River Public School serves the area. The Columbia Avenue & State Street Area location means you're 35 minutes from Grand Haven beach if the lake calls on a weekend morning—close enough to feel real, far enough that you're not in summer-traffic hell.
Why people love it here
Very walkable
- Columbia & 21st (Black River School): 2 min walk
- 15 places within a 10 min walk
$270K median
- 1 recent sale
Park-rich area
- 65 parks within 1 mile
- Prospect Park: 4 min walk
- Rosa Parks Green: 5 min walk
Conventional Mortgage Calculator
Median home price in Prospect Park Add
Estimated Monthly Payment
$1,833/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Walkability
Good
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Mi Favorita
Daddio's Too
+1 more
truenorth
+1 more
Skile’s Tavern
+1 more
Prospect Park
+1 more
Unnamed playground
Savannah Lake
Unnamed beach
Window on the Waterfront
Dog Park at Van Raalte Farm (Small Dog Side)
Unnamed bike path
Kollen Park Launch
Planet Fitness
Columbia & 21st (Black River School)
+1 more
Walgreens
Van Wylen Library
The Day Center of Evergreen
Sperry's Moviehouse
Recent Sale Price
$270K
1 recent sale
Parcels / Units
90
Median Lot Size
0.13 ac
0.12 ac – 0.29 ac
Homeowner Rate
80.5%
Principal residence
Flood Risk
None
Not in flood zone
Nearest Park
Prospect Park
0.1 mi
Parks Nearby
65
within 1 mile
Based on 7 rated schools nearby
Range: 2/10 to 9/10
School District: Black River Public School
Crime in Prospect Park Add is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Prospect Park Add home (around $270,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $48k/year in household income to qualify — an estimated monthly payment of $1,796 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,796/mo | $47,889 |
| 10% (+PMI) | $2,068/mo | $55,135 |
| 5% (+PMI) | $2,158/mo | $57,558 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
City of Holland
Source: cityofholland.com · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$668/yr in electricity from a typical rooftop solar system
Produces ~6,490 kWh/yr · offsets ~62% of a typical home's use
Community-owned utility; water for city + parts of Park/Holland/Fillmore/Laketown twps
Private hauler (resident-arranged)
No municipal trash contract confirmed
Holland Board of Public Works · ~10.3¢/kWh
Municipal electric utility (also broadband)
Confirm by addressHolland Department of Public Safety (Police)
Consolidated public safety since 2010; PD at 89 W 8th St
Services for Holland · Source: hollandbpw.com
Utility, solar, and service details for Prospect Park Add are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(25)
Grocery Store
Supermarket Rosie
Grocery Store
Supermercado La Reina
Grocery Store
+22 more within 5 miles
🍕 Restaurants(14)
Daddio's Too
Restaurant
Daddio's
Restaurant
Petrino's Pizza
Restaurant
Paolo's Pizza
Restaurant
Mr. You
Restaurant
+9 more within 5 miles
☕ Coffee(14)
+11 more within 5 miles
🍺 Bars(13)
+10 more within 5 miles
🏫 Schools(30)
Black River Public School
Apple Avenue School
Holland Language Academy
Maplewood School
+25 more within 5 miles
💪 Gyms(12)
MVP Athletic Club, Holland
Fitness Center
Planet Fitness
Fitness Center
Fitness Center
+9 more within 5 miles
🐕 Dog Parks(3)
🚴 Trails(8)
Unnamed bike_path
Bike Path
Bike Path
Bike Path
Pine Avenue & West 11th Street Area Trail
Bike Path
+5 more within 5 miles
⛵ Boat Launches(3)
Boat Launch
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(4)
+1 more within 5 miles
👶 Childcare(4)
Childcare Center
Toddlerville
Childcare Center
Gilden Woods Early Care and Preschool
Childcare Center
+1 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(4)
+1 more within 5 miles
⚡ EV Charging(4)
City of Holland City Hall
EV Charging
ChargePoint
EV Charging
EV Charging
Unnamed ev_charging
EV Charging
Frequently asked about Prospect Park Add
- What do homes cost in Prospect Park Add?
- The median home value in Prospect Park Add is about $270,000. Individual prices vary by street, size, and condition.
- How active is the Prospect Park Add housing market?
- no homes are listed in Prospect Park Add right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Prospect Park Add?
- Prospect Park Add is served by Black River Public School. Its highest-rated assigned school is Holland High School (5/10).
- Is Prospect Park Add walkable?
- Prospect Park Add scores 6.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.