Hart Township Opportunity Zone (Tract 104)
Solid value in a growing area
Median $360K·Walkability 0.8/10
Why people love it here
$360K median
- 5 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Hart Township Opportunity Zone (Tract 104)
Estimated Monthly Payment
$2,443/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
5 homes sold in Hart Township Opportunity Zone (Tract 104) this year. Thinking of selling?
See what your home is worthWalkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Hansen Foods
McDonald's
Liberty Park
Unnamed playground
Hart Lake
Unnamed bike path
Hart Public Library
Crime in Hart Township Opportunity Zone (Tract 104) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Oceana County.
Oceana County crime & safety stats →To buy a median-priced Hart Township Opportunity Zone (Tract 104) home (around $359,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $64k/year in household income to qualify — an estimated monthly payment of $2,394 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,394/mo | $63,835 |
| 10% (+PMI) | $2,756/mo | $73,493 |
| 5% (+PMI) | $2,877/mo | $76,723 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
13 parcels
Active / pending
Typical Land Value
$35K/acre
Median asking
Median Price
$63K
Per listing
Who actually lends in Hart Township Opportunity Zone (Tract 104), and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$913/yr in electricity from a typical rooftop solar system
Produces ~6,387 kWh/yr · offsets ~61% of a typical home's use
Utility, solar, and service details for Hart Township Opportunity Zone (Tract 104) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Nearest Park
Liberty Park
1.5 mi
Parks Nearby
0
within 1 mile
🛒 Grocery(1)
Hansen Foods
Grocery Store
🍕 Restaurants(2)
Fast Food
🏫 Schools(7)
Donaldson School
Oceana Intermediate School
Van Wickle School
Garver School
Brooks School
+2 more within 5 miles
🚴 Trails(6)
Hart-Montague Bicycle Trail
Bike Path
Bike Path
Bike Path
Unnamed bike_path
Bike Path
+3 more within 5 miles
📚 Libraries(1)
Hart Public Library
Frequently asked about Hart Township Opportunity Zone (Tract 104)
- What do homes cost in Hart Township Opportunity Zone (Tract 104)?
- The median home value in Hart Township Opportunity Zone (Tract 104) is about $359,900. Individual prices vary by street, size, and condition.
- How active is the Hart Township Opportunity Zone (Tract 104) housing market?
- there are 17 homes for sale in Hart Township Opportunity Zone (Tract 104) right now, and 5 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- Is Hart Township Opportunity Zone (Tract 104) walkable?
- Hart Township Opportunity Zone (Tract 104) scores 0.8/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Hart Township Opportunity Zone (Tract 104)
Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.