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Home/Neighborhoods/Opportunity Zones/Montcalm County/Sidney Township Opportunity Zone (Tract 9708)
Opportunity Zone23948.7 acres

Sidney Township Opportunity Zone (Tract 9708)

Surrounded by nature

Published by Atlas — Grand Rapids Real Estate · data computed by Atlas · reviewed under Jon Hazeltine, Broker Associate (MI #6502432782)
Show on map

Median $242K·Walkability 2.6/10

🏙️35 mito Downtown GR(~1h 10m drive)
🏞️58 mito Lake Michigan(~1h 57m drive)

Why people love it here

🌊Nature & Outdoors

Lake life

  • Nevins Lake within walking distance
  • South Twin Lake: 1 min walk
  • Meadow Loop: 11 min walk
💰Home Values

$242K median

  • 14 sales in last 12mo

Notable nearby

☕Coffee within walking distance— Woodside Café is a 8 min walk
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Conventional Mortgage Calculator

Median home price in Sidney Township Opportunity Zone (Tract 9708)

Estimated Monthly Payment

$1,641/mo

$
$48,350
20%
%
Principal & Interest $1,25476%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

14 homes sold in Sidney Township Opportunity Zone (Tract 9708) this year. Thinking of selling?

See what your home is worth

Walkability

2.6

Limited

Overall walkability score out of 10

🛒Daily Errands— Grocery, pharmacy
0.0
🍽️Dining— Restaurants, cafes, bars
2.4
🌳Nature— Parks, trails
3.0
🚌Transit— Bus stops, stations
0.0
💪Fitness— Gyms, recreation
0.0

Based on actual walk/bike/drive times to nearby amenities via Mapbox

☕Coffee Shops
Short walk

Woodside Café

8 minwalk· 6 min bike· 1 min drive
🏞️Lakes & Water
Easy walk

South Twin Lake

1 minwalk· <1 min bike· <1 min drive
🏖️Beaches
Quick drive

Unnamed beach

9 mindrive
🥾Hiking Trails
Walkable

Meadow Loop

11 minwalk· 6 min bike· 2 min drive
🚴Bike Paths
Quick drive

Fred Meijer Heartland Trail

8 mindrive· 16 min bike
👶Daycares
Quick drive

Hundred Acre Woods Daycare

11 mindrive

Crime in Sidney Township Opportunity Zone (Tract 9708) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Montcalm County.

Montcalm County crime & safety stats →

To buy a median-priced Sidney Township Opportunity Zone (Tract 9708) home (around $241,750) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $43k/year in household income to qualify — an estimated monthly payment of $1,630 (principal, interest, property tax est., and insurance).

Down paymentMonthly paymentIncome needed
20% $1,630/mo$43,457
10% (+PMI)$1,876/mo$50,017
5% (+PMI)$1,958/mo$52,223

Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.

Full Sidney Township Opportunity Zone (Tract 9708) cost-of-living breakdown →

Land for sale

Listings

4 parcels

Active / pending

Typical Land Value

$193K/acre

Median asking

Median Price

$22K

Per listing

Who actually lends in Sidney Township Opportunity Zone (Tract 9708), and how homes here are financed — from 2024 federal mortgage records.

Home purchases~39 loans · $10M

Loans to buy a home

Conventional 74%FHA 13%VA 13%

Most active lenders

1Mortgage Research Center, LLC16%
2Lake Michigan Credit Union13%
3Union Home Mortgage Corp.13%
4Rocket Mortgage, LLC6%
5Mortgage 1 Incorporated6%
Refinances~27 loans · $4M

Homeowners refinancing an existing mortgage

Conventional 63%FHA 19%VA 19%

Most active lenders

1Rocket Mortgage, LLC30%
2Lake Michigan Credit Union11%
3Sidney State Bank7%
4The Huntington National Bank7%
5MICHIGAN ONE COMMUNITY Credit Union7%

Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.

Solar potential

~$871/yr in electricity from a typical rooftop solar system

Produces ~6,355 kWh/yr · offsets ~61% of a typical home's use

Utility, solar, and service details for Sidney Township Opportunity Zone (Tract 9708) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.

🛒 Grocery(1)

Sheridan Village Market

Grocery Store

3.8 mimap

🍕 Restaurants(2)

Subway

Fast Food

2.5 mimap
McDonald's

Fast Food

2.7 mimap

☕ Coffee(2)

Woodside Café

Café

0.3 mimap

Sweet Stop Bakery & Coffee Shop

Café

0.5 mimap

🏫 Schools(2)

Montcalm Central High School

School

1.7 mimap

Central Montcalm Elementary School

School

3.2 mimap

🌳 Parks(5)

Unnamed park

1.1 mimap

Park

1.1 mimap

Park on Decker Rd

1.1 mimap

+2 more within 5 miles

🚴 Trails(6)

Fred Meijer Heartland Trail

Bike Path

0.6 mimap

Fred Meijer Heartland Trail

Bike Path

1.3 mimap

Fred Meijer Heartland Trail

Bike Path

1.5 mimap

+3 more within 5 miles

👶 Childcare(1)

Hundred Acre Woods Daycare

Childcare Center

3.3 mimap

🏥 Hospitals(1)

Sheridan Community Hospital

Hospital

3.1 mimap
GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Sidney Township Opportunity Zone (Tract 9708)? Our team can help with availability, schools, and what it's really like to live here.

Call

Frequently asked about Sidney Township Opportunity Zone (Tract 9708)

What do homes cost in Sidney Township Opportunity Zone (Tract 9708)?
The median home value in Sidney Township Opportunity Zone (Tract 9708) is about $241,750. Individual prices vary by street, size, and condition.
How active is the Sidney Township Opportunity Zone (Tract 9708) housing market?
there are 16 homes for sale in Sidney Township Opportunity Zone (Tract 9708) right now, and 14 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
Is Sidney Township Opportunity Zone (Tract 9708) walkable?
Sidney Township Opportunity Zone (Tract 9708) scores 2.6/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.

Top contributors in Sidney Township Opportunity Zone (Tract 9708)

Detailed statistics are being computed for this location. Demographics, home values, schools, flood risk, and more will appear here automatically.

GR

Atlas — Grand Rapids Real Estate

Local real estate specialists

Questions about Sidney Township Opportunity Zone (Tract 9708)? Our team can help.

Call
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Conventional Mortgage Calculator

Median in Sidney Township Opportunity Zone (Tract 9708)

Estimated Monthly Payment

$1,641/mo

$
$48,350
20%
%
Principal & Interest $1,25476%
Property Tax (est.)
$
18%
Insurance (est.)
$
5%

Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

Get Pre-Approved with Guild Mortgage
Jon Hazeltine

Guild Mortgage

Loan officer: Jon Hazeltine · NMLS #2574218

Company NMLS #3274 · Licensed in MI

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.

Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.

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