Ludington Opportunity Zone (Tract 9505)
Walkable and connected
Median $340K·Walkability 6.5/10
Why people love it here
Very walkable
- Fritz Taphouse: 2 min walk
- 5 places within a 10 min walk
$340K median
- 3 sales in last 12mo
Notable nearby
Conventional Mortgage Calculator
Median home price in Ludington Opportunity Zone (Tract 9505)
Estimated Monthly Payment
$2,308/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Ludington Opportunity Zone (Tract 9505) this year. Thinking of selling?
See what your home is worthWalkability
Good
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Timbers
Ludington Harbor Cafe
Fritz Taphouse
Ludington Farmer's Market
Copeyon Park
Unnamed playground
Pere Marquette Lake
Cartier Park Nature Trail
Unnamed bike_path
Epworth Heights Golf Course
AMC CLASSIC Ludington 8
Crime in Ludington Opportunity Zone (Tract 9505) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mason County.
Mason County crime & safety stats →To buy a median-priced Ludington Opportunity Zone (Tract 9505) home (around $340,000) at today's 6.66% 30-year fixed rate with 20% down, you'd need roughly $61k/year in household income to qualify — an estimated monthly payment of $2,292 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,292/mo | $61,119 |
| 10% (+PMI) | $2,638/mo | $70,345 |
| 5% (+PMI) | $2,754/mo | $73,447 |
Estimates use a 6.66% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
7 parcels
Active / pending
Median Price
$195K
Per listing
Multifamily for sale
Listings
5 buildings
Active / pending
Median Price
$250K
Per building
Price Per Unit
$125K
Median
Who actually lends in Ludington Opportunity Zone (Tract 9505), and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Solar potential
~$905/yr in electricity from a typical rooftop solar system
Produces ~6,330 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Ludington Opportunity Zone (Tract 9505) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(5)
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(5)
+2 more within 5 miles
🚴 Trails(4)
+1 more within 5 miles
⚡ EV Charging(1)
EV Charging
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about Ludington Opportunity Zone (Tract 9505)? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about Ludington Opportunity Zone (Tract 9505)
- What do homes cost in Ludington Opportunity Zone (Tract 9505)?
- The median home value in Ludington Opportunity Zone (Tract 9505) is about $340,000. Individual prices vary by street, size, and condition.
- How active is the Ludington Opportunity Zone (Tract 9505) housing market?
- there are 14 homes for sale in Ludington Opportunity Zone (Tract 9505) right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- Is Ludington Opportunity Zone (Tract 9505) walkable?
- Ludington Opportunity Zone (Tract 9505) scores 6.5/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Ludington Opportunity Zone (Tract 9505)
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