Old 99 Rd & Hancock Rd Area
Easy outdoor access
10 homes for sale·Median $350K·Walkability 0.0/10·Schools 5.5/10
Where Old 99 Road cuts through rolling farmland, you're in a rural stretch that feels genuinely removed from the rush—about 41 minutes from Grand Haven's beach if you're craving that escape. The landscape here is open, with space between properties and Montague Area Public Schools serving the area. A grocery store sits just over a mile away, and when you want coffee or a meal out, you're looking at a couple of miles down the road. Montague Township Park is close enough for a quick outing at 2.4 miles. This is White River Township land—acreage-focused, sparse on foot traffic, the kind of place where your nearest neighbor isn't your next-door neighbor. Homes run around $200K–$350K, depending on what you find.
Why people love it here
Near the water
- White Lake — 0.9 mi
- Montague Township Park: 6 min drive
- Beach at Sand Piper Trl & Feather Ridge Rd: 11 min drive
$350K median
- 17 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Old 99 Rd & Hancock Rd Area
Estimated Monthly Payment
$2,375/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
17 homes sold in Old 99 Rd & Hancock Rd Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
Montague Township Park
2.4 mi
Parks Nearby
0
within 1 mile
Nearest Lake
White Lake
0.9 mi
Based on 2 rated schools nearby
Range: 5/10 to 6/10
School District: Montague Area Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Montague Foods
Cafe 31
Sawyers Brewing Company
Montague Township Park
+1 more
Playground in Whitbeck Rd & Stanton Blvd Area
White Lake
Beach at Sand Piper Trl & Feather Ridge Rd
Dune Access Path
Dog Park in Peterson Rd & Lasley St Area
Montague Library
Northstar Cinema
Crime in Old 99 Rd & Hancock Rd Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Muskegon County.
Muskegon County crime & safety stats →To buy a median-priced Old 99 Rd & Hancock Rd Area home (around $349,900) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $62k/year in household income to qualify — an estimated monthly payment of $2,327 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,327/mo | $62,061 |
| 10% (+PMI) | $2,679/mo | $71,451 |
| 5% (+PMI) | $2,797/mo | $74,592 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
4 parcels
Active / pending
Typical Land Value
$76K/acre
Median asking
Median Price
$175K
Per listing
Who actually lends in Old 99 Rd & Hancock Rd Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$932/yr in electricity from a typical rooftop solar system
Produces ~6,523 kWh/yr · offsets ~62% of a typical home's use
Private well
Rural lakeshore township; individual private wells
Septic - individual
No municipal sewer; individual septic
Resident-arranged hauler (Republic/Arrowaste area)
Residents contract their own hauler
Consumers Energy Co|Great Lakes Energy Coop · ~14.3¢/kWh
Service splits by location — other areas may be served by Great Lakes Energy. Confirm by address.
Confirm by addressRegional gas IOU where available; rural may use propane
Confirm by addressMontague Fire District Authority
Authority serves City of Montague, Montague Twp, White River Twp
Services for White River · Source: whiterivertwp.com
Utility, solar, and service details for Old 99 Rd & Hancock Rd Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(1)
Montague Foods
Grocery Store
🍕 Restaurants(6)
Papa's Pizza
Restaurant
Dog-N-Suds
Restaurant
Big John's Pizza
Restaurant
Restaurant
+1 more within 5 miles
☕ Coffee(3)
🍺 Bars(6)
+3 more within 5 miles
🏫 Schools(11)
Mouth School
School
School
+6 more within 5 miles
💪 Gyms(1)
America's Fitness Center
Fitness Center
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(2)
⚡ EV Charging(1)
Unnamed ev_charging
EV Charging
Frequently asked about Old 99 Rd & Hancock Rd Area
- What do homes cost in Old 99 Rd & Hancock Rd Area?
- The median home value in Old 99 Rd & Hancock Rd Area is about $349,900. Individual prices vary by street, size, and condition.
- How active is the Old 99 Rd & Hancock Rd Area housing market?
- there are 10 homes for sale in Old 99 Rd & Hancock Rd Area right now, and 17 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Old 99 Rd & Hancock Rd Area?
- Old 99 Rd & Hancock Rd Area is served by Montague Area Public Schools. Its highest-rated assigned school is Montague High School (6/10).
- Is Old 99 Rd & Hancock Rd Area walkable?
- Old 99 Rd & Hancock Rd Area scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.