Oakpoint Sub
Great schools with outdoor access
Median $813K·Walkability 1.3/10·Schools 8.0/10
What catches most people off guard about Oakpoint Sub is how much happens within arm's reach—restaurants, grocery stores, a public park access—yet the place still feels like its own thing, spread across 34 acres with lots averaging half an acre each. Lloyd's Bayou Public Access is a two-minute walk away, and there are four parks within a mile if you want options. Downtown dining and shopping cluster close enough that a walk to dinner or the grocery takes about seven minutes; the nearest coffee shop sits a mile and a half down the road. Homes here run around $988K, reflecting the location's position between the quieter character of Spring Lake Public Schools territory and the pull of Grand Haven's beaches—ten minutes away—while downtown Grand Rapids sits thirty-seven minutes out. The subdivision's real draw is that balance: you're not in the thick of things, but you're not isolated either.
Why people love it here
Near the water
- Pettys Bayou — 1.4 mi
- 20 parks within 1 mile
- Kosters Assessors Plat No 2 Area Trail: 7 min walk
- Unnamed bike path: 7 min walk
Holmes Elementary School
- Elementary — 0.9 mi away
- Spring Lake
- 5 rated schools in district
$813K median
- 4 sales in last 12mo
Conventional Mortgage Calculator
Median home price in Oakpoint Sub
Estimated Monthly Payment
$5,516/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
4 homes sold in Oakpoint Sub this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 6/10 to 9/10
School District: Spring Lake Public Schools
Flood Risk
None
Not in flood zone
Nearest Park
Lloyd's Bayou Public Access
0.1 mi
Parks Nearby
20
within 1 mile
Nearest Lake
Pettys Bayou
1.4 mi
Median Sale Price
$813K
4 sales in last 12mo
Parcels / Units
57
Median Lot Size
0.42 ac
0.32 ac – 1.0 ac
Homeowner Rate
96.5%
Principal residence
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Spring Lake Orchard Market
Butch's Beach Burritos
+1 more
truenorth
Two Tonys Italian Kitchen & Wine Bar
Lloyd's Bayou Public Access
+1 more
Unnamed playground
Pettys Bayou
+1 more
Lakeside Beach
Eastern Park Dog Park
Kosters Assessors Plat No 2 Area Trail
Lloyds Bayou Launch
+1 more
Rhoda's Body Shop
Rite Aid
Spring Lake District Library
Grand Haven 9
Crime in Oakpoint Sub is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced Oakpoint Sub home (around $812,500) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $144k/year in household income to qualify — an estimated monthly payment of $5,404 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $5,404/mo | $144,111 |
| 10% (+PMI) | $6,222/mo | $165,917 |
| 5% (+PMI) | $6,495/mo | $173,208 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Local Government · area-wide
Spring Lake Township
Source: springlaketwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$888/yr in electricity from a typical rooftop solar system
Produces ~6,479 kWh/yr · offsets ~62% of a typical home's use
Township-contracted curbside trash/recycling/yard waste hauler since Jan 1, 2023.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Spring Lake · Source: springlaketwp.org
Utility, solar, and service details for Oakpoint Sub are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(10)
Spring Lake Orchard Market
Grocery Store
Orchard Markets
Grocery Store
D&W
Grocery Store
+7 more within 5 miles
🍕 Restaurants(13)
Bell's 104
Restaurant
Ted'S
Restaurant
Butch's Beach Burritos
Restaurant
Vander Mill Tap Room
Restaurant
Two Tonys Tabeena Grill
Restaurant
+8 more within 5 miles
☕ Coffee(19)
+16 more within 5 miles
🍺 Bars(17)
Two Tonys Italian Kitchen & Wine Bar
Bar
Spring Lake Country Club
Bar
Stan's Bar
Bar
+14 more within 5 miles
🏫 Schools(18)
Holmes School
Jeffers School
Christian School
Peach Plains School
Christian Junior High School
School
+13 more within 5 miles
🌳 Parks(6)
+3 more within 5 miles
🐕 Dog Parks(4)
Dog Park in Gluecks Sub Area
Dog Park
Eastern Park Dog Park
Dog Park
Dog Park in South Holiday Hills Area
Dog Park
+1 more within 5 miles
🚴 Trails(4)
Bike Path
Bike Path
Unnamed bike_path
Bike Path
Lloyd's Bayou Public Access Trail
Bike Path
+1 more within 5 miles
⛵ Boat Launches(9)
Boat Launch
Boat Launch
Boat Launch
+6 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
Frequently asked about Oakpoint Sub
- What do homes cost in Oakpoint Sub?
- The median home value in Oakpoint Sub is about $812,500. Individual prices vary by street, size, and condition.
- How active is the Oakpoint Sub housing market?
- there is 1 home for sale in Oakpoint Sub right now, and 4 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Oakpoint Sub?
- Oakpoint Sub is served by Spring Lake Public Schools. Its highest-rated assigned school is Holmes Elementary School (9/10).
- Is Oakpoint Sub walkable?
- Oakpoint Sub scores 1.3/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.