O. S. Waters Sub.
Walkable near top schools
Median $163K·Walkability 7.7/10·Schools 4.7/10
O. S. Waters Sub. sits within Creston, Grand Rapids' largest neighborhood, where the blocks are tight and the lot sizes smaller—averaging just a tenth of an acre on this one-acre platted subdivision. Homes here run around $211K, putting them within reach for first-time buyers and investors drawn to the area. The real asset is location: you're 4 minutes from downtown, steps from a transit stop, and surrounded by 84 restaurants and 36 grocers within a mile radius. Mary Waters Park is an 8-minute walk away, and 11 parks sit within a mile, including access to the Grand River via nearby Riverside Park. Grand Rapids Public Schools serves the area. Coffee shops, grocery runs, and dining hit between 3 and 7 minutes on foot, and fitness options score an 8 out of 10 for walkability—the real story here is that you're plugged into the Plainfield Avenue corridor where the neighborhood's food and retail pulse actually lives.
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Why people love it here
Walkability
Good
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Center for Economicology
- Middle — 0.6 mi away
- Grand Rapids
- 9 rated schools in district
$163K median
- 1 recent sale
Park-rich area
- 55 parks within 1 mile
- Mary Waters Park: 10 min walk
- Canal Street Park: 11 min walk
Conventional Mortgage Calculator
Median home price in O. S. Waters Sub.
Estimated Monthly Payment
$1,103/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Creston Market
+1 more
Arcane Pizza
+1 more
Fika Grand Rapids | Vegan and Gluten Free
+1 more
Graydon's Crossing
+1 more
Mary Waters Park
+1 more
Mary Waters Park Playground
Soft Water Lake
+1 more
Lamberton Lake Fen Nature Preserve Beach
Grand Rapids Riverwalk East
Downtown Westside Dog Park
Unnamed bike path
Comstock Riverside Park Launch
The Loading Dock
Plainfield/Lister (SB)
+1 more
Walgreens
Van Belkum Branch
+1 more
daycare
Celebration Cinema Studio Park
Based on 28 rated schools nearby
Range: 2/10 to 8/10
School District: Grand Rapids Public Schools
Recent Sale Price
$163K
1 recent sale
Parcels / Units
3
Median Lot Size
3419 sq ft
3406 sq ft – 0.14 ac
Expected Rent
$1,075/mo
$950 – $1,200 · estimated range
Crime in O. S. Waters Sub. is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced O. S. Waters Sub. home (around $162,500) at today's 6.65% 30-year fixed rate with 20% down, you'd need roughly $29k/year in household income to qualify — an estimated monthly payment of $1,095 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,095/mo | $29,188 |
| 10% (+PMI) | $1,260/mo | $33,595 |
| 5% (+PMI) | $1,315/mo | $35,076 |
Estimates use a 6.65% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$868/yr in electricity from a typical rooftop solar system
Produces ~6,334 kWh/yr · offsets ~60% of a typical home's use
City of Grand Rapids Water System
Regional water provider serving ~280,000 across Kent and Ottawa counties.
City of Grand Rapids Environmental Services (Water Resource Recovery Facility)
WRRF treats ~40 MGD of wastewater.
City of Grand Rapids Refuse & Recycling
City-run refuse/recycling cart program for residents.
Consumers Energy Co · ~13.7¢/kWh
Investor-owned utility serving the region.
Confirm by addressDTE Energy
DTE Gas serves much of Grand Rapids natural gas; verify by address.
Confirm by addressServices for Grand Rapids · Source: grandrapidsmi.gov
Utility, solar, and service details for O. S. Waters Sub. are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
Flood Risk
None
Not in flood zone
Nearest Park
Mary Waters Park
0.4 mi
Parks Nearby
55
within 1 mile
🛒 Grocery(29)
Grocery Store
Supermercado Michoacan
Grocery Store
Rodriguez Supermarket
Grocery Store
+26 more within 5 miles
🍕 Restaurants(9)
Arcane Pizza
Restaurant
Choo Choo Grill
Restaurant
China City
Restaurant
Subway
Restaurant
Mizizi by Street Chef Shaw
Restaurant
+4 more within 5 miles
☕ Coffee(13)
Fika Grand Rapids | Vegan and Gluten Free
Café
Quickwater Coffee Roasters | Creston
Café
Johnny's Markets
Café
+10 more within 5 miles
🍺 Bars(9)
+6 more within 5 miles
🏫 Schools(30)
Saint Alphonsus School
School
Kendall School
Palmer School
Turner School
+25 more within 5 miles
💪 Gyms(14)
The Loading Dock
Fitness Center
Communitea Wellness
Fitness Center
REVfit
Fitness Center
+11 more within 5 miles
🐕 Dog Parks(9)
Downtown Westside Dog Park
Dog Park
Dog Park in Northeast
Dog Park
Hillcrest Dog Park
Dog Park
+6 more within 5 miles
🚴 Trails(3)
⛵ Boat Launches(2)
Boat Launch
Boat Launch
🚌 Transit(30)
Transit Stop
Transit Stop
Transit Stop
+27 more within 5 miles
💊 Pharmacies(12)
+9 more within 5 miles
👶 Childcare(3)
Children's Choice Learning Center at Spectrum Health Child Development Center
Childcare Center
Tutor Time on Grand Ridge Drive
Childcare Center
Childcare Center
📚 Libraries(11)
+8 more within 5 miles
Atlas — Grand Rapids Real Estate
Local real estate specialists
Questions about O. S. Waters Sub.? Our team can help with availability, schools, and what it's really like to live here.
Frequently asked about O. S. Waters Sub.
- What do homes cost in O. S. Waters Sub.?
- The median home value in O. S. Waters Sub. is about $162,500. Individual prices vary by street, size, and condition.
- How active is the O. S. Waters Sub. housing market?
- no homes are listed in O. S. Waters Sub. right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve O. S. Waters Sub.?
- O. S. Waters Sub. is served by Grand Rapids Public Schools. Its highest-rated assigned school is Center for Economicology (8/10).
- Is O. S. Waters Sub. walkable?
- O. S. Waters Sub. scores 7.7/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.