North Shore Estates Sub Area
Surrounded by nature
6 homes for sale·Median $475K·Walkability 1.2/10·Schools 6.0/10
This stretch of Spring Lake township sits on the western edge, where ranch homes line quiet roads and the air smells like lake water even when you can't see it. Grand Haven's beaches are twelve minutes away; downtown is pushing fifty, which means you're close enough to the water for weekend trips but far enough to actually own land and space. Three parks within a mile keep things green, and North Ottawa Dunes County Park is a short walk if you need trees and trails without the drive.
Why people love it here
Near the water
- Spring Lake — 1.8 mi
- 15 parks within 1 mile
- Unnamed bike_path: 6 min bike
- Mike Herman Memorial Field: 10 min bike
$475K median
- 35 sales in last 12mo
Conventional Mortgage Calculator
Median home price in North Shore Estates Sub Area
Estimated Monthly Payment
$3,225/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
35 homes sold in North Shore Estates Sub Area this year. Thinking of selling?
See what your home is worthFlood Risk
None
Not in flood zone
Nearest Park
North Ottawa Dunes County Park
0.7 mi
Parks Nearby
15
within 1 mile
Nearest Lake
Spring Lake
1.8 mi
Based on 1 rated school nearby
School District: Grand Haven Area Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Leppinks
The Arboreal Inn
Mike Herman Memorial Field
Playground in North Shore Estates Sub Area
Smith Bayou
+1 more
Beach in West Highlands Area
Segment 1 to 2
Dog Park in South Holiday Hills Area
Unnamed bike_path
Mill Point Park Launch
Spring Lake District Library
Cinema Carousel
Crime in North Shore Estates Sub Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Ottawa County.
Ottawa County crime & safety stats →To buy a median-priced North Shore Estates Sub Area home (around $475,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $84k/year in household income to qualify — an estimated monthly payment of $3,159 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $3,159/mo | $84,250 |
| 10% (+PMI) | $3,637/mo | $96,997 |
| 5% (+PMI) | $3,797/mo | $101,260 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
13 parcels
Active / pending
Typical Land Value
$14K/acre
Median asking
Median Price
$62K
Per listing
Who actually lends in North Shore Estates Sub Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
Spring Lake Township
Source: springlaketwp.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$882/yr in electricity from a typical rooftop solar system
Produces ~6,435 kWh/yr · offsets ~61% of a typical home's use
Municipal / public water
Based on assessor parcel records
Municipal sewer
Based on assessor parcel records
Township-contracted curbside trash/recycling/yard waste hauler since Jan 1, 2023.
Consumers Energy / SEMCO Energy
Regional gas utility; inferred.
Confirm by addressServices for Spring Lake · Source: springlaketwp.org
Utility, solar, and service details for North Shore Estates Sub Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍕 Restaurants(8)
The Arboreal Inn
Restaurant
Greek Tony's Pizza & Sub
Restaurant
Pine Street Cafe
Restaurant
Pizza Hut
Restaurant
Restaurant
+3 more within 5 miles
☕ Coffee(18)
+15 more within 5 miles
🍺 Bars(16)
12 Corners Vineyards - Grand Haven Tasting Rooom
Bar
Lucy's
Restaurant
Odd Side Ales
Bar
+13 more within 5 miles
🏫 Schools(15)
Faith School
Elliott School
Central School
Holmes School
Ferry School
+10 more within 5 miles
💪 Gyms(3)
🌳 Parks(4)
+1 more within 5 miles
🐕 Dog Parks(5)
Coast Guard Park Dog Park
Dog Park
Dog Park in South Holiday Hills Area
Dog Park
Shoreline Landing Dog Park
Dog Park
+2 more within 5 miles
🚴 Trails(3)
⛵ Boat Launches(5)
Boat Launch
Boat Launch
Boat Launch
+2 more within 5 miles
💊 Pharmacies(5)
+2 more within 5 miles
🏥 Hospitals(1)
Hospital
📚 Libraries(3)
Frequently asked about North Shore Estates Sub Area
- What do homes cost in North Shore Estates Sub Area?
- The median home value in North Shore Estates Sub Area is about $475,000. Individual prices vary by street, size, and condition.
- How active is the North Shore Estates Sub Area housing market?
- there are 6 homes for sale in North Shore Estates Sub Area right now, and 35 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve North Shore Estates Sub Area?
- North Shore Estates Sub Area is served by Grand Haven Area Public Schools. Its highest-rated assigned school is Grand Haven High School (8/10).
- Is North Shore Estates Sub Area walkable?
- North Shore Estates Sub Area scores 1.2/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
