N. Mccarty's Subdivision
Easy outdoor access
Median $235K·Walkability 2.4/10·Schools 4.5/10
Early morning or late afternoon light hits the shoreline best here—that's when the subdivision reads clearest as what it is: a modest residential plat carved from older parcels along Maston Lake's edge in West Michigan. The property takes in N. Mccarty's original subdivision of Lot 72, plus the amended sections of Lots 80 and 81, with two former street corridors (Orlando and Mccarty) folded back into developable land. It sits within the larger Golden Oak Park Half Mile Lake framework, which shapes the broader zoning and utility picture. Bass Lake Launch lies about 1.8 miles away if you're thinking about getting a boat in the water; the public access point is another tenth of a mile further. Cedar Springs Public Schools handles K–12, and downtown Grand Rapids sits roughly 45 minutes south when you need city amenities.
Why people love it here
Near the water
- Bass Lake — 1.5 mi
- Lincoln Lake Boating Access Site: 6 min drive
- Bass Lake Public Access: 6 min drive
$235K median
- 1 recent sale
Conventional Mortgage Calculator
Median home price in N. Mccarty's Subdivision
Estimated Monthly Payment
$1,595/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Bass Lake Public Access
1.9 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Bass Lake
1.5 mi
Based on 4 rated schools nearby
Range: 1/10 to 7/10
School District: Cedar Springs Public Schools
Walkability
Limited
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lincoln Lake Boating Access Site
Playground in Golden Oak Park Half Mile Lake
Beach in Golden Oak Park Half Mile Lake
Lincoln Lake Launch
Spencer Township Library
Crime in N. Mccarty's Subdivision is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced N. Mccarty's Subdivision home (around $235,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $42k/year in household income to qualify — an estimated monthly payment of $1,563 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,563/mo | $41,681 |
| 10% (+PMI) | $1,800/mo | $47,988 |
| 5% (+PMI) | $1,879/mo | $50,097 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$905/yr in electricity from a typical rooftop solar system
Produces ~6,333 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for N. Mccarty's Subdivision are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍺 Bars(2)
🏫 Schools(5)
⛵ Boat Launches(2)
Boat Launch
Boat Launch
📚 Libraries(1)
Spencer Township Library
Frequently asked about N. Mccarty's Subdivision
- What do homes cost in N. Mccarty's Subdivision?
- The median home value in N. Mccarty's Subdivision is about $235,000. Individual prices vary by street, size, and condition.
- How active is the N. Mccarty's Subdivision housing market?
- no homes are listed in N. Mccarty's Subdivision right now, and 1 home sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve N. Mccarty's Subdivision?
- N. Mccarty's Subdivision is served by Cedar Springs Public Schools. Its highest-rated assigned school is Cedar View Elementary School (7/10).
- Is N. Mccarty's Subdivision walkable?
- N. Mccarty's Subdivision scores 2.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.