McDowell St & Cedar Woods Trl Area
Quiet lots near top schools
15 homes for sale·Median $305K·Walkability 1.4/10·Schools 6.0/10
Early morning light hits this spread-out residential area best, when the tree-lined streets feel especially calm and the day hasn't yet picked up pace. You're looking at a substantial neighborhood—over 4,000 acres of land that gives you real room to breathe without feeling remote, since a grocery store sits just under a mile away and seventeen restaurants cluster within walking distance, including a few steps from your front door if you land near the right block. Homes here run around $263K, which doesn't hurt when you're sizing up your options in Norton Shores city and want access to Mona Shores Public School District without the price tag of trendier pockets. Coffee takes about a mile of drive time, Smitty Vanderplow Field for weekend rec is under a mile away, and if Lake Michigan's calling on a Saturday morning, you're pulling into a Grand Haven beach parking lot in seventeen minutes. Downtown Grand Rapids sits less than fifty minutes out if you need the bigger-city pull, but most days you're probably content right here—close enough to things that matter, far enough out that you've actually got land around you.
Why people love it here
2.3 acre avg lots
- 39 homes
Near the water
- Mona Lake — 1.5 mi
- 5 parks within 1 mile
- Lake Harbor Trail: 7 min bike
- Smitty Vanderplow Field: 10 min bike
Mona Shores High School
- High — 2.1 mi away
- Mona Shores
- 5 rated schools in district
Conventional Mortgage Calculator
Median home price in McDowell St & Cedar Woods Trl Area
Estimated Monthly Payment
$2,070/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
92 homes sold in McDowell St & Cedar Woods Trl Area this year. Thinking of selling?
See what your home is worthMedian Sale · Houses
$287K
81 sales in last 12mo
Median Sale · Condos
$400K
11 sales in last 12mo
Parks Nearby
5
within 1 mile
Nearest Park
Smitty Vanderplow Field
0.9 mi
Flood Risk
None
Not in flood zone
Nearest Park
Smitty Vanderplow Field
0.9 mi
Parks Nearby
5
within 1 mile
Nearest Lake
Mona Lake
1.5 mi
Based on 5 rated schools nearby
Range: 4/10 to 10/10
School District: Mona Shores Public School District
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Meijer
Burger King
Smitty Vanderplow Field
Playground in McDowell St & Cedar Woods Trl Area
Mona Lake
Beach in McDowell St & Cedar Woods Trl Area
+1 more
Segment 1 to 2
Shoreline Landing Dog Park
Lake Harbor Trail
Rec Room
Meijer Pharmacy
Norton Shores Jacob O. Funkhouser Branch Library
Jumpstart
Cinema Carousel
Crime in McDowell St & Cedar Woods Trl Area is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Norton Shores.
Norton Shores crime & safety stats →To buy a median-priced McDowell St & Cedar Woods Trl Area home (around $304,950) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $54k/year in household income to qualify — an estimated monthly payment of $2,028 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $2,028/mo | $54,088 |
| 10% (+PMI) | $2,335/mo | $62,272 |
| 5% (+PMI) | $2,438/mo | $65,009 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Land for sale
Listings
7 parcels
Active / pending
Typical Land Value
$179K/acre
Median asking
Median Price
$245K
Per listing
Who actually lends in McDowell St & Cedar Woods Trl Area, and how homes here are financed — from 2024 federal mortgage records.
Loans to buy a home
Most active lenders
Homeowners refinancing an existing mortgage
Most active lenders
Source: 2024 HMDA (CFPB/FFIEC). Neighborhood figures are area-weighted estimates from census-tract data; loan amounts are rounded and all-cash purchases are excluded.
Local Government · area-wide
City of Norton Shores
Source: nortonshores.org · unconfirmed
Association and local-government details are compiled from public records, municipal sites, and state registries, and can change. Confirm directly with the association or municipality before relying on them.
Solar potential
~$887/yr in electricity from a typical rooftop solar system
Produces ~6,473 kWh/yr · offsets ~62% of a typical home's use
City of Norton Shores Water & Sewer Division
City water distribution (sourced from City of Muskegon supply)
Republic Services (area hauler)
Curbside via contracted hauler; Republic serves the area
Republic Services (area hauler)
Area recycling via Republic
Municipal fire/EMS; also covers Roosevelt Park by contract; 3 stations
Services for Norton Shores · Source: nortonshores.org
Utility, solar, and service details for McDowell St & Cedar Woods Trl Area are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(8)
+5 more within 5 miles
🍕 Restaurants(6)
Chili's
Restaurant
Fast Food
Fast Food
Pints & Quarts
Restaurant
+1 more within 5 miles
☕ Coffee(6)
+3 more within 5 miles
🍺 Bars(6)
+3 more within 5 miles
🏫 Schools(26)
+21 more within 5 miles
🌳 Parks(5)
Smitty Vanderplow Field
Lake Harbor Park
Park in McDowell St & Cedar Woods Trl Area
+2 more within 5 miles
🐕 Dog Parks(1)
Shoreline Landing Dog Park
Dog Park
🚴 Trails(7)
+4 more within 5 miles
💊 Pharmacies(5)
CVS Pharmacy
Pharmacy
Mercy Heath Pharmacy Glenside
Pharmacy
Rite Aid
Pharmacy
+2 more within 5 miles
👶 Childcare(1)
Jumpstart
Childcare Center
🏥 Hospitals(2)
Hospital
Hospital
📚 Libraries(1)
Norton Shores Jacob O. Funkhouser Branch Library
⚡ EV Charging(5)
Unnamed ev_charging
EV Charging
232 | Muskegon - Shell Recharge
EV Charging
Meijer Stores 232 Fruitport - Chargepoint
EV Charging
EV Charging
EV Charging
Frequently asked about McDowell St & Cedar Woods Trl Area
- What do homes cost in McDowell St & Cedar Woods Trl Area?
- The median home value in McDowell St & Cedar Woods Trl Area is about $304,950. Individual prices vary by street, size, and condition.
- How active is the McDowell St & Cedar Woods Trl Area housing market?
- there are 15 homes for sale in McDowell St & Cedar Woods Trl Area right now, and 92 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve McDowell St & Cedar Woods Trl Area?
- McDowell St & Cedar Woods Trl Area is served by Mona Shores Public School District. Its highest-rated assigned school is Mona Shores High School (10/10).
- Is McDowell St & Cedar Woods Trl Area walkable?
- McDowell St & Cedar Woods Trl Area scores 1.4/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
