Mc Elwee Resort
Easy outdoor access
Median $241K·Walkability 0.0/10·Schools 4.5/10
The first thing you notice about Mc Elwee Resort is how compact it is—ten acres of platted lots, each around a quarter-acre, the kind of tight subdivision where you're on top of neighbors in the best way. Homes here run around $121K, and you're served by Cedar Springs Public Schools.
Why people love it here
Near the water
- Bass Lake — 1.4 mi
- WHITE PINE COUNTY PARK: 11 min drive
- COOPER CREEK COUNTY PARK: 12 min drive
$241K median
- Based on 3yr sales
Conventional Mortgage Calculator
Median home price in Mc Elwee Resort
Estimated Monthly Payment
$1,636/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.

The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
Flood Risk
None
Not in flood zone
Nearest Park
Bass Lake Public Access
1.7 mi
Parks Nearby
0
within 1 mile
Nearest Lake
Bass Lake
1.4 mi
Based on 4 rated schools nearby
Range: 1/10 to 7/10
School District: Cedar Springs Public Schools
Walkability
Car-dependent
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Lincoln Lake Launch
Crime in Mc Elwee Resort is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Kent County.
Kent County crime & safety stats →To buy a median-priced Mc Elwee Resort home (around $241,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $43k/year in household income to qualify — an estimated monthly payment of $1,603 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $1,603/mo | $42,746 |
| 10% (+PMI) | $1,846/mo | $49,213 |
| 5% (+PMI) | $1,927/mo | $51,376 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Solar potential
~$905/yr in electricity from a typical rooftop solar system
Produces ~6,333 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Mc Elwee Resort are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🍺 Bars(2)
🏫 Schools(5)
⛵ Boat Launches(2)
Boat Launch
Boat Launch
📚 Libraries(1)
Spencer Township Library
Frequently asked about Mc Elwee Resort
- What do homes cost in Mc Elwee Resort?
- The median home value in Mc Elwee Resort is about $241,000. Individual prices vary by street, size, and condition.
- What schools serve Mc Elwee Resort?
- Mc Elwee Resort is served by Cedar Springs Public Schools. Its highest-rated assigned school is Cedar View Elementary School (7/10).
- Is Mc Elwee Resort walkable?
- Mc Elwee Resort scores 0.0/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.