Locust St & Oak St Area (South)
Great schools with outdoor access
4 homes for sale·Median $120K·Walkability 6.1/10·Schools 6.6/10
Walking through this stretch feels lived-in and purposeful—you're never far from a coffee shop, restaurant, or grocery, and the transit stop is right there when you need it. Victorian and early 1900s homes line the blocks, many with original hardwood floors and the kind of woodwork that rewards patience and a good contractor. Library Park sits adjacent, and a dozen other green spaces scatter within a mile, along with Horseshoe Lake about a short drive away. The neighborhood has the texture of a place where people actually settle, not just pass through.
Why people love it here
Riverview Elementary School
- Elementary — 0.4 mi away
- Big Rapids
- 5 rated schools in district
Very walkable
- Playground on 12 Mile Rd: 3 min walk
- 14 places within a 10 min walk
Park-rich area
- 76 parks within 1 mile
- Library Park: 3 min walk
- Big Rapids River Trail: 8 min walk
Conventional Mortgage Calculator
Median home price in Locust St & Oak St Area (South)
Estimated Monthly Payment
$815/mo
Property tax and insurance are estimates you can edit — not a quote. Tap either figure to enter your own.
The interest rate shown is not an annual percentage rate (APR). Rate displayed is the current average 30-year fixed rate from the Freddie Mac Primary Mortgage Market Survey and is subject to change without notice. Your actual rate, payment, and costs may vary. Contact a loan officer for a personalized quote.
Guild Mortgage NMLS #3274. Equal Housing Opportunity. NMLS Consumer Access. Not a commitment to lend. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
3 homes sold in Locust St & Oak St Area (South) this year. Thinking of selling?
See what your home is worthBased on 5 rated schools nearby
Range: 4/10 to 10/10
School District: Big Rapids Public Schools
Walkability
Good
Overall walkability score out of 10
Based on actual walk/bike/drive times to nearby amenities via Mapbox
Red Fox Market
+1 more
Taco Bell
+1 more
Starbucks
Library Park
+1 more
Playground on 12 Mile Rd
Townline Lake
Brutus Dog Park
Big Rapids River Trail
Ferris State University - Racquet & Fitness Center
Ferris State - Big Rapids
Walgreens
Big Rapids Library
AMC CLASSIC Big Rapids 4
Flood Risk
None
Not in flood zone
Nearest Park
Library Park
0.1 mi
Parks Nearby
76
within 1 mile
Crime in Locust St & Oak St Area (South) is reported at the city level, not the neighborhood level. The FBI doesn't publish reliable crime rates for individual neighborhoods, and within any community crime varies street to street. For an accurate, comparable picture, see the jurisdiction-wide figures for Mecosta County.
Mecosta County crime & safety stats →To buy a median-priced Locust St & Oak St Area (South) home (around $120,000) at today's 6.49% 30-year fixed rate with 20% down, you'd need roughly $21k/year in household income to qualify — an estimated monthly payment of $798 (principal, interest, property tax est., and insurance).
| Down payment | Monthly payment | Income needed |
|---|---|---|
| 20% | $798/mo | $21,284 |
| 10% (+PMI) | $919/mo | $24,505 |
| 5% (+PMI) | $959/mo | $25,582 |
Estimates use a 6.49% 30-year fixed rate (current Freddie Mac average), an aggressive ~45% housing-to-income ratio (roughly what FHA underwriting can allow for a buyer with no other monthly debts — your number depends on your debts and credit), this area's median sale price, plus estimated insurance and PMI below 20% down. Not a commitment to lend, and not an APR — your actual rate and payment will vary.
Multifamily for sale
Listings
1 building
Active / pending
Median Price
$258K
Per building
Price Per Unit
$21K
Median
Solar potential
~$904/yr in electricity from a typical rooftop solar system
Produces ~6,324 kWh/yr · offsets ~60% of a typical home's use
Utility, solar, and service details for Locust St & Oak St Area (South) are compiled from public records, municipal sites, and NREL / U.S. data.gov, and can change. Electric/gas can vary by address — confirm with the provider before relying on them.
🛒 Grocery(5)
Grocery Store
Grocery Store
Save-A-Lot
Grocery Store
+2 more within 5 miles
🏫 Schools(4)
💪 Gyms(1)
Ferris State University - Racquet & Fitness Center
Fitness Center
🐕 Dog Parks(1)
Brutus Dog Park
Dog Park
🚴 Trails(1)
Big Rapids River Trail
Bike Path
🚌 Transit(2)
Transit Stop
Transit Stop
💊 Pharmacies(1)
Walgreens
Pharmacy
🏥 Hospitals(1)
📚 Libraries(2)
⚡ EV Charging(2)
Unnamed ev_charging
EV Charging
EV Charging
Frequently asked about Locust St & Oak St Area (South)
- What do homes cost in Locust St & Oak St Area (South)?
- The median home value in Locust St & Oak St Area (South) is about $120,000. Individual prices vary by street, size, and condition.
- How active is the Locust St & Oak St Area (South) housing market?
- there are 4 homes for sale in Locust St & Oak St Area (South) right now, and 3 homes sold here in the last 12 months. Listings refresh throughout the day from the MichRIC MLS.
- What schools serve Locust St & Oak St Area (South)?
- Locust St & Oak St Area (South) is served by Big Rapids Public Schools. Its highest-rated assigned school is Riverview Elementary School (10/10).
- Is Locust St & Oak St Area (South) walkable?
- Locust St & Oak St Area (South) scores 6.1/10 for walkability — a measure of walking, biking, and driving access to groceries, dining, parks, schools, and transit.
Top contributors in Locust St & Oak St Area (South)
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